RB

Financial Analyst

St. Louis, MO Full time

Company

Federal Reserve Bank of St. Louis

The Credit Risk Management & Reserves Administration (CRMRA) function performs central bank services for Depository Institutions across the Eighth District. Details of CRMRA’s role can be found on the St. Louis Fed website and include:

• Make loans to Depository Institutions (DIs) through the Discount Window to promote the smooth functioning of the payment system and help relieve liquidity constraints in the banking system
• Support emergency lending programs during times of crisis
• Establish master accounts (e.g., bank accounts) for eligible financial entities seeking to use Federal Reserve financial services
• Minimize credit risk to Federal Reserve financial services by monitoring master accounts for overdraft activity
• Monitor collateral pledged to the St. Louis Fed to secure loans and payment transactions
• Monitor the regulatory, capital, and liquidity status of DIs eligible to access loans from the St. Louis Fed and those using Federal Reserve payment services

As our Financial Analyst, reporting to a Manager in the CRMRA unit, you will support the core business activities of the Bank’s CRMRA function. You will work on-site four days per week in our St. Louis or Memphis office.

Responsibilities

  • Underwrite and disburse Discount Window loans in accordance with Reserve Bank and System lending standards 

  • Ensure loans and payment services are secured with sound collateral by participating in collateral inspections or processing pledged commercial and consumer loans

  • Assess the risk exposure levels of DIs by monitoring their regulatory ratings, capital ratios and liquidity status

  • Monitor DIs for conformance with the Federal Reserve’s Payment System Risk (PSR) Policy

  • Oversee the administration of interest on Reserve Accounts in compliance with System guidance

  • Support implementation and adjust processes to align with objectives from the Credit Risk Management Support Office and Reserves Business Office

  • Support other Credit Risk Management and Reserves System initiatives as needed

  • Perform other duties, as assigned

Qualifications

  • Bachelor’s degree in business administration, finance, accounting or similar fields of study or commensurate experience

  • 1-3 years relevant experience

  • Experience in communicating technical topics in simple and concise terms to internal and external parties

  • Ability to work on a team with continuous collaboration

  • Travel (<10%)

Total Rewards

Bring your passion and expertise, and we'll provide the opportunities that will challenge you and propel your career growth—along with a wide range of benefits and perks that support your health, wealth, and life.

Salary: $70,000 - $80,000

In addition to competitive compensation, we offer a comprehensive benefits package all brought together in a flexible work environment where you can find balance:

  • Medical (4 options), Prescription, Dental (3 options), and Vision Insurance with no waiting period

  • 401k/Thrift Plan with generous employer match

  • Employer-funded Pension Plan

  • Paid Vacation/Sick Time and Holidays

  • Flexible Spending Accounts and Healthcare Spending Accounts

  • Life Insurance and Long Term Disability Insurance

  • Tuition Reimbursement (undergraduate and graduate)

  • Parental Leave

  • Free onsite 24/7 Fitness Center

  • Onsite Cafeteria and Coffee Shop (St. Louis location)

  • Additional Convenience Benefits, Discounts and More…

At the Federal Reserve Bank of St. Louis, we are committed to a strong and resilient economy for all. We prioritize inclusion and strive to be a workplace where all employees can thrive. Learn more about Bank's culture.

The Federal Reserve Bank of St Louis is an Equal Opportunity Employer. #LI-Onsite

This position requires access to confidential supervisory information (CSI) and/or Federal Open Market Committee (FOMC) information. Access to CSI and FOMC information is limited to U.S. citizens, lawful permanent residents, individuals who meet the definition of “protected individual” under 8 U.S.C. § 1324b(a)(3), and certain other nonimmigrants. All non-U.S. citizens authorized to access CSI and/or FOMC information must sign a declaration of intent to expeditiously become a U.S. citizen when eligible.

All employees who require access to CSI and/or FOMC information are subject to periodic background investigations and must comply with all applicable information handling policies.

Full Time / Part Time

Full time

Regular / Temporary

Regular

Job Exempt (Yes / No)

Yes

Job Category

Markets Family Group

Work Shift

First (United States of America)

The Federal Reserve Banks are committed to equal employment opportunity for employees and job applicants in compliance with applicable law and to an environment where employees are valued for their differences.

Always verify and apply to jobs on Federal Reserve System Careers (https://rb.wd5.myworkdayjobs.com/FRS) or through verified Federal Reserve Bank social media channels.

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