End Date
Thursday 27 November 2025Salary Range
£65,385 - £72,650We support flexible working – click here for more information on flexible working options
Flexible Working Options
Hybrid Working, Job ShareJob Description Summary
Commercial Banking (CB) provides banking solutions to businesses of all sizes across the UK and internationally. With over £140bn of liabilities, £100bn of assets and £70bn RWA the CB division makes up about 1/3 of the Group’s balance sheet. The CB Capital & Balance Sheet business partner team is fundamental in providing insight and analysis to partners across the business to support in managing CB’s capital & balance sheet positions.Job Description
JOB TITLE: Finance Manager, Balance Sheet and Capital, CB Finance
SALARY: as per pay range
LOCATION: Bristol, Harbourside
HOURS: Full Time, 35 hours per week
WORKING PATTERN: Our work style is hybrid, which involves spending at least
two days per week, or 40% of our time, at one of our office sites
About this Opportunity
Are you looking for a new role, in a high-profile team? An exciting opportunity has arisen to join the Reporting, Planning and Capital Team in Commercial Banking (CB) Finance.
CB is an integral part of LBG, offering customers a full suite of core banking products, including lending, transaction banking, working capital management and financial markets. It also supports two of the five business units: Business & Commercial Banking and Corporate & Institutional Banking.
CB Finance plays a key role providing analysis, insight and reporting on current business performance. We have c.200 finance colleagues spread across 3 main hubs in London, Edinburgh and Bristol, with a smaller number of colleagues in international offices. We operate as both a control function and partner to the business.
You'll primarily be focused on providing insight, control and partnering on the Balance Sheet and Capital position for the Division. The team operate under a fluid structure, allowing you to build an expert knowledge of balance sheet, capital and funding drivers.
Why Lloyds Banking Group
If you think all banks are the same, you’d be wrong. We’re an innovative, fast-changing business that’s shaping finance as a force for good. A bank that’s empowering its people to innovate, explore possibilities and grow with purpose.
Day to day responsibilities
Working closely with stakeholders across Finance, the business and Group Corporate Treasury (GCT,) the purpose of the team is to understand, analyse and explain the Commercial Banking balance sheet & Capital positions. This includes:
Understanding and explaining the drivers of movements across the full balance sheet on a monthly basis.
Working closely with Group Finance and Group Corporate Treasury to understand the various drivers of RWAs and capital.
Production and presentation of flash, forecast and budget financials for RWA, EEL, LAB and Leverage for both Business Commercial Banking and Corporate & Institutional Banking businesses.
Day to day you’ll:
Own production and analysis of monthly MI, continually challenging yourself to improve content of packs. Including presentation of outputs to senior stakeholders across GCT, finance and the business.
Use initiative to problem solve where queries come into the team presenting often complex outputs appropriate to the audience.
Take ownership of processes operated within the team and make recommendations for improvements and efficiencies.
Lead on modelling through quarterly forecasting rounds and ad hoc LV analysis ensuring that projections are in line with business strategy.
What you’ll need
Qualified accountant (or qualified by experience).
Experience of manipulating large volumes of data and strong Excel skills (including model building).
Knowledge of applications such as Power BI would also be a significant advantage
Knowledge of core Finance ledger systems.
Understanding of the CB business and organisational structure.
Credentials that demonstrate working in a time-pressured and dynamic environment with a high degree of accuracy and attention to detail.
Excellent interpersonal skills, and an ability to develop a broad network across the organisation and collaborate to achieve goals.
A genuine drive to improve, and passion for making processes simpler and more efficient.
About working for us
Our ambition is to be the leading UK business for diversity, equity and inclusion supporting our customers, colleagues and communities and we’re committed to creating an environment in which everyone can thrive, learn and develop.
We were one of the first major organisations to set goals on diversity in senior roles, create a menopause health package, and a dedicated Working with Cancer Initiative.
We offer reasonable workplace adjustments for colleagues with disabilities, including flexibility in office attendance, location and working patterns. And, as a Disability Confident Leader, we guarantee interviews for a fair and proportionate number of applicants who meet the minimum criteria for the role with a disability, long-term health or neurodivergent condition through the Disability Confident Scheme.
We provide reasonable adjustments throughout the recruitment process to reduce or remove barriers. Just let us know what you need.
We also offer a wide-ranging benefits package, which includes:
A generous pension contribution of up to 15%
An annual performance-related bonus
Share schemes including free shares
Benefits you can adapt to your lifestyle, such as discounted shopping
30 days’ holiday, with bank holidays on top
A range of wellbeing initiatives and generous parental leave policies
If you’re excited by the thought of becoming part of our team, get in touch. We’d love to hear from you.
At Lloyds Banking Group, we're driven by a clear purpose; to help Britain prosper. Across the Group, our colleagues are focused on making a difference to customers, businesses and communities. With us you'll have a key role to play in shaping the financial services of the future, whilst the scale and reach of our Group means you'll have many opportunities to learn, grow and develop.
We keep your data safe. So, we'll only ever ask you to provide confidential or sensitive information once you have formally been invited along to an interview or accepted a verbal offer to join us which is when we run our background checks. We'll always explain what we need and why, with any request coming from a trusted Lloyds Banking Group person.
We're focused on creating a values-led culture and are committed to building a workforce which reflects the diversity of the customers and communities we serve. Together we’re building a truly inclusive workplace where all of our colleagues have the opportunity to make a real difference.