Director, Credit Structures

What is the opportunity?

As the Director, Credit Structures, you are a trusted strategic advisor and client-facing credit professional responsible for delivering innovative wholesale credit solutions to Private Banking clients. Collaborating with Private Bankers, you will lead credit discovery, structuring, and completion of complex lending solutions to grow and deepen client relationships while ensuring credit and portfolio quality.

What will you do?

• Deliver Exceptional Client Experience: Lead credit discovery to provide best-in-class credit structuring expertise, understanding client needs (market competitiveness, financial position, risk profile, etc.), and analyzing financial information. Mentor CRT members and peers to enhance credit capabilities.
• Grow and Deepen Client Relationships: Structure competitive, tailored credit solutions for new and existing clients. Facilitate credit transactions from structuring to approval, ensuring alignment with client needs and effective communication with stakeholders.
• Ensure Credit and Portfolio Quality: Proactively manage credit renewals, monitor client risk profiles, and adhere to RBC Credit policies. Collaborate with Bankers to maintain portfolio quality metrics and resolve out-of-order items promptly.
• Leverage Expertise and Collaboration: Partner with Group Risk Management, Tax, Legal, and other areas to enhance credit structuring capabilities. Maintain a robust pipeline of complex credit opportunities and engage in proactive marketing strategies.

What do you need to succeed?

• Must-have: University degree (MBA/CFA preferred), strong lending experience with complex financial statements, relationship management skills, and ability to manage strict deadlines.
• Nice-to-have: Experience in Commercial Markets, secured lending structures, and proficiency in Excel and financial modeling. Collaborative mindset with expertise in risk management and documentation.

What’s in it for you?

We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual.

• A comprehensive Total Rewards Program including bonuses and flexible benefits, competitive compensation, commissions, and stock where applicable
• Leaders who support your development through coaching and managing opportunities
• Ability to make a difference and lasting impact
• Work in a dynamic, collaborative, progressive, and high-performing team
• Flexible work/life balance options
• Opportunities to do challenging work
• Opportunities to take on progressively greater accountabilities 
• Access to a variety of job opportunities across business and geographies

Job Skills

Additional Job Details

RBC WATERSIDE CENTRE, 1871 HOLLIS ST:HALIFAXHalifaxCanada37.5Full timePERSONAL & COMMERCIAL BANKINGRegularSalaried2026-04-222026-05-06

Note: Applications will be accepted until 11:59 PM on the day prior to the application deadline date above

Our Employment Opportunities

At RBC, we are guided by living shared values of Client First, Integrity, Collaboration, Respect and Excellence and winning together as One RBC. We believe an inclusive workplace that has diverse perspectives is core to our continued growth as one of the largest and most successful banks in the world. Maintaining a workplace where our employees feel supported to perform at their best, effectively collaborate, drive innovation, and grow professionally helps to bring our Purpose to life and create value for our clients and communities. RBC strives to deliver this through policies and programs intended to foster a workplace based on respect, belonging and opportunity for all.

RBC is presently inviting candidates to apply for this existing vacancy. Applying to this posting allows you to express your interest in this current career opportunity at RBC. Qualified applicants may be contacted to review their resume in more detail.