End Date
Thursday 29 January 2026Salary Range
£0 - £0We support flexible working – click here for more information on flexible working options
Flexible Working Options
Hybrid Working, Job ShareJob Description Summary
.Job Description
JOB TITLE: Director - Consumer Team Corporate Sector Coverage
LOCATION: London
HOURS: Full-Time
WORKING PATTERN: Our work style is hybrid, which involves spending at least two days per week, or 40% of our time, at one of our office sites
Help shape the future of the UK Consumer sector by leading relationships with some of the country’s best‑known brands. This is a high‑impact role at the heart of a growing portfolio, where you’ll influence strategic decisions, drive sector‑leading solutions and represent the bank across the market.
About This Opportunity
Corporate Sector Coverage sits within Corporate & Institutional Banking and manages relationships with businesses whose annual turnover exceeds £100m.
The Consumer team (Retail, Consumer Goods, Food & Drink) works with some of the UK's most recognised brands. We support clients across the full suite of balance sheet, risk‑management, trade and cash‑management solutions, as well as Investment Grade, Leveraged Finance and Infrastructure & Project Finance transactions. We’re also helping shape Lloyds’ growing Retail Data Insights proposition, using aggregated consumer data to inform clients’ strategic decisions.
We're looking for an individual with strong Relationship Management experience to drive the business forward in this key growth role for the bank. You'll be a motivated self-starter with a strong track record to developing and implementing a strategic plan and objectives, whilst showing strong leadership skills motivate and inspire those around you.
You'll manage a portfolio of Consumer clients - primarily in the Food & Drink sector - and drive strategic growth. You’ll build deep relationships, originate new opportunities, and bring the full breadth of the Group’s capabilities to our clients.
What You'll Do
Lead and manage a portfolio of clients, understanding sector trends and client needs across the Food, Drink and Restaurant industries.
Develop and implement a strategic plan for your portfolio to meet growth, profitability and risk objectives.
Act as primary relationship lead, coordinating across product partners to deliver integrated solutions.
Originate opportunities and identify income‑generating initiatives that contribute to Group growth.
Lead credit discussions, negotiate facility terms and collaborate with Credit and Risk teams to structure proposals.
Prepare and present responses to tenders and pitches, working with specialist teams to enhance win rates.
Ensure compliance with Bank and regulatory policies, including oversight of legal documentation and credit sanctions.
Drive continuous improvement by adapting to policy, system and process changes.
Provide leadership within the team - motivating, developing and supporting colleagues.
What You'll Need
Strong Relationship Management experience with large corporate clients in Corporate & Institutional Banking or an equivalent environment.
Experience managing complex financing transactions (Investment Grade, Leveraged Finance, Infrastructure & Project Finance).
Solid grounding in credit and risk management.
Commercial insight and understanding of Consumer sector dynamics, with the ability to build sub‑sector expertise and be a face to market.
Strong origination skills aligned to Northstar growth ambitions.
Proven ability to influence and build collaborative relationships at senior levels.
Excellent communication and negotiation skills.
Strategic approach with experience developing business plans.
Leadership capability to inspire a collaborative team.
Desirable
Experience working with data‑driven insights (e.g., Retail Data proposition).
Exposure to international clients or cross‑border transactions.
About Working For Us
Our ambition is to be the leading UK business for diversity, equity and inclusion supporting our customers, colleagues and communities and we’re committed to creating an environment in which everyone can thrive, learn and develop. We were one of the first major organisations to set goals on diversity in senior roles, create a menopause health package, and a dedicated Working with Cancer Initiative.
We offer reasonable workplace adjustments for colleagues with disabilities, including flexibility in office attendance, location and working patterns. And, as a Disability Confident Leader, we guarantee interviews for a fair and proportionate number of applicants who meet the minimum criteria for the role with a disability, long-term health or neurodivergent condition through the Disability Confident Scheme. We provide reasonable adjustments throughout the recruitment process to reduce or remove barriers. Just let us know what you need.
We also offer a wide-ranging benefits package, which includes:
A generous pension contribution of up to 15%
An annual performance-related bonus
Share schemes including free shares
Benefits you can adapt to your lifestyle, such as discounted shopping
30 days’ holiday, with bank holidays on top
A range of wellbeing initiatives and generous parental leave policies
Ready for a career where you can have a positive impact as you learn, grow and thrive? Apply today and find out more.
This role is considered Certified under the Senior Manager and Certification Regime as either requiring mandatory qualifications or being deemed as a role capable of providing ‘significant harm’ to customers. Due to this, successful candidates will be subject to enhanced levels of vetting, and required to complete a fitness and propriety attestation on commencement in role. Colleagues performing this role will be required to be complete a fitness and propriety attestation on an annual basis and will also be subject to additional routine criminal and credit checks
As a certified colleague your details will be published on the FCA’s Financial Services Register
This role has been identified as a Client-dealing function under SYSC 27.8.18R as defined in the FCA Handbook
The Person (“P”) performs the client-dealing FCA certification function for a firm if:(1) P is carrying out any of the activities in the table in SYSC 27.8.19R; and(2) those activities will involve P dealing with:(a) a person with or for whom those activities are carried out; or(b) the property of any such person;in a manner substantially connected with the carrying on of regulated activities by the firm.
If you manage certified colleagues this role will be identified as Manager of certification employees under SYSC 27.8.13R as defined in the FCA Handbook(1) The function of managing or supervising a certification employee, directly or indirectly, is an FCA-specified significant-harm function.(2) A function in (1) is not an FCA certification function for that firm if it is performed by an SMF manager of that firm.
At Lloyds Banking Group, we're driven by a clear purpose; to help Britain prosper. Across the Group, our colleagues are focused on making a difference to customers, businesses and communities. With us you'll have a key role to play in shaping the financial services of the future, whilst the scale and reach of our Group means you'll have many opportunities to learn, grow and develop.
We keep your data safe. So, we'll only ever ask you to provide confidential or sensitive information once you have formally been invited along to an interview or accepted a verbal offer to join us which is when we run our background checks. We'll always explain what we need and why, with any request coming from a trusted Lloyds Banking Group person.
We're focused on creating a values-led culture and are committed to building a workforce which reflects the diversity of the customers and communities we serve. Together we’re building a truly inclusive workplace where all of our colleagues have the opportunity to make a real difference.