LendingClub

Decision Infrastructure Analyst

San Francisco, CA Full time

Current Employees of LendingClub: Please apply via your internal Workday Account

LendingClub (soon to be Happen Bank) is built around a simple purpose: to clear the way to help people turn intention into action, and action into financial progress. That means offering focused products, a frictionless mobile-first experience, and clear terms with no gotchas. Respect and fairness is part of our DNA, and that ideal shapes how we work, how we treat each other, and how we invest in our employees and our community. Join us in using data, bold thinking, and a commitment to innovation to help clear the way for millions of Americans to achieve more.

About the Role

This role sits at the intersection of technology, data, and credit risk. The successful candidate will help to build and maintain the decision systems that power how we evaluate and respond to members. You'll work in a fast-moving, agile team responsible for designing, building, and maintaining the platforms and data interfaces that turn business strategy into real-world decisions.

What You'll Do

  • Partner with business stakeholders to translate policies, strategies, and requirements into accurate, well-tested decisioning logic on the decision platform
  • Code, test, and deploy business rules, models, and strategies, owning quality from design through production
  • Build, test, and maintain APIs that connect internal and external data sources required for decisioning
  • Collaborate with the Modeling team to design and implement regression and machine learning models on the decision platform
  • Work alongside Engineering on transformation projects to design new requirements and validate the broader decision infrastructure
  • Use AI responsibly to analyze requirements, accelerate implementation, and surface opportunities to improve decisioning logic
  • Pull and analyze data to build reporting dashboards, identify process gaps, and support continuous improvement
  • Create project plans and set clear timelines for larger initiatives, keeping business partners aligned on deliverables
  • Extract and document decisioning evidence to support internal audits and third-party reviews
  • Troubleshoot and resolve issues raised by Operations, Quality Control, Risk, and Engineering

About You

  • 0-1 years of experience in a technical, analytical, or decisioning role
  • Hands-on programming experience in SQL and Python is a must; Java and PySpark are a plus
  • AI tools are part of how you navigate the world; you use them to research, write, problem-solve, and learn faster, and you're ready to bring that to your work
  • Strong communicator who translates complex logic into plain language and aligns with non-technical business partners without losing accuracy
  • Understands how AI and decisioning models interact with credit risk, including their limitations and when model output should inform a decision versus drive it
  • Detail-oriented and rigorous; accuracy in decisioning has real consequences and you hold yourself to that standard
  • Comfortable working in ambiguity and agile environments where priorities shift and timelines are tight
  • Takes ownership end-to-end, from understanding requirements to confirming accurate production deployment
  • Bachelor's or master's degree in Computer Science, Information Technology, Business Analytics, or a related analytical field; or equivalent work experience

Work Location
San Francisco

The above locations are eligible offices for this role. The locations have been determined to foster in-person collaboration with this role’s team or the related business lines. We utilize a hybrid work model, and our teams are in-office Tuesdays, Wednesdays, and Thursdays. In-person attendance is essential for this role’s success, and remote placement will not be considered. LendingClub offers relocation, based on actual job level.

Time Zone Requirements
Primarily PT

While the position will primarily work local hours, LendingClub is headquartered in Pacific Time and our ideal candidate will be flexible working across time zones when necessary.

Travel Requirements
As needed travel to LendingClub offices and/or other locations, as needed.

Compensation
The target base salary range for this position is 103,000-120,000. The base salary of the role will be determined by job-related knowledge, experience, education, skills, and location. Base salary is just one part of LendingClub’s Total Rewards package. You may also be eligible for long-term awards (equity) and an annual bonus (which is based on company performance, employee performance and eligible earnings).

We’re creating new financial services solutions for our members based on fairness, simplicity, and heart, and we treat our employees the same way. We offer a competitive benefits package that includes medical, dental and vision plans for employees and their families, 401(k) match, health and wellness programs, flexible time off policies for salaried employees, up to 16 weeks paid parental leave and more.

#LI-Hybrid
#LI-GB1


LendingClub is an equal opportunity employer and dedicated to diversity, equity, and inclusion in the workplace. We do not discriminate on the basis of race, religion, color, national origin, sex (including pregnancy, childbirth, reproductive health decisions, or related medical conditions), gender, gender identity, gender expression, sexual orientation, age, marital status, veteran status, disability status, political views or activity, or other applicable legally protected characteristics. We believe that a variety of perspectives will make our teams and business stronger as we work together to transform the traditional banking system. 

 

We are committed to providing reasonable accommodations for qualified individuals with disabilities in our job application process. If you need assistance or an accommodation due to a disability, please contact us at interviewaccommodations@lendingclub.com.