Job Description
The analytics team supports the various products within Agriculture/FNB commercial with the aim to improve sales and processes and doing so with risk management in mind. The successful candidate will run with the more technical projects, that require not only technical expertise, but also someone that takes initiative, that is creative in their thinking and solution design and also has a broad understanding of the business in order to identify opportunities and exploit inefficiencies. As a senior quant in the team, you will provide support to the head of Agric analytics and run with your own projects, provide guidance to junior members of the team and get things done with minimal guidance.
You will be learning and working on various aspects of Commercial and Agric lending:
- All the elements of Automated Credit assessment and judgmental credit assessment
- Agric Overdrafts and Term Loans
- Use of various types of scorecards for credit decisioning
- Finding innovative ways to improve credit decisioning using AI and other tools.
- Use and develop prospecting rails to drive new business
- Elements of Regulatory Reporting and month end credit reporting
Your responsibilities will include, but are not limited to:
- To undertake predictive modelling and the design of data products within FNB commercial/Agri analytics which either drive innovation or add value by
- a) Improving active risk management
- b) increasing sales/cross-selling/revenue/profits
- c) improve efficiency
- d) retaining existing customers
- Be heavily involved in the design of solutions for problems faced by stakeholders in FNB commercial/Agric, i.e. performing initial investigations into the problem and proposing a solution, building a business case for potential solutions, be heavily involved in POCs including A/B testing, etc. Also work closely with stakeholders to ensure the correct solution is designed and implemented.
- Assist with ad-hoc queries for stakeholders regarding existing solutions, newly implemented solutions or completely new solutions.
- Drive implementation of solutions on platform/production environments.
- Build/guide other team members to build PowerBI reports that display valuable insights and trends.
- Managing relationships with senior stakeholders.
- Participate in code and peer reviews.
Education and Experience Needed
- 5 year + experience within a Senior Data Scientist Role
- Relevant Degree within Mathematics / Data Science / Actuarial Science
Job Details
Take note that applications will not be accepted on the below date and onwards, kindly submit applications ahead of the closing date indicated below.
22/01/26
All appointments will be made in line with FirstRand Group’s Employment Equity plan. The Bank supports the recruitment and advancement of individuals with disabilities. In order for us to fulfill this purpose, candidates can disclose their disability information on a voluntary basis. The Bank will keep this information confidential unless we are required by law to disclose this information to other parties.