Job Title: CTP Associate
Corporate Title: Associate
Location: Pune, India
Role Description
Risk Data Validation & Control (RDV&C) team is responsible for quality assurance activities in relation
to critical, complex and technical risks and regulatory topics that affect Deutsche Bank (DB). RDV&C
are part of the Credit Risk Data Unit (CRDU) team within Group Finance and their key stakeholders
include but are not limited to:
Business Finance
Risk Management (CRM/MRM)
Group Reporting
Regulatory Policy Adherence Group
Production IT Support
What we’ll offer you
As part of our flexible scheme, here are just some of the benefits that you’ll enjoy,
Best in class leave policy.
Gender neutral parental leaves
100% reimbursement under childcare assistance benefit (gender neutral)
Sponsorship for Industry relevant certifications and education
Employee Assistance Program for you and your family members
Comprehensive Hospitalization Insurance for you and your dependents
Accident and Term life Insurance
Complementary Health screening for 35 yrs. and above
Your key responsibilities
Review interest income for impaired/defaulted loan positions with Business finance team to ensure completeness
Prepare Management dashboards and perform Quality Assurance of interest figures in data warehouse.
Perform reconciliation of interest postings with ledger and resolve breaks with Accounting close/Business finance (BF) teams
Review & ensure completeness and accuracy of interest income for impaired/defaulted Loans as per IFRS9 principles.
Liaising with relevant stakeholders including CRM, BF & managing their queries related to interest income for defaulted loans.
Coordination & communication with CRM, Business finance & Accounting close for remediation of month end production issues and to follow process controls
Presentation of the interest dashboard to senior audience across the Bank
Change Book of Work - support the change BoW by engaging with business, CDO and IT on change Initiatives for strategic implementations and DQ remediation
Providing subject matter expertise and analytics to support Finance and the Risk team regarding Stage3 interest income or initiatives e.g. optimization topics
Data Quality – proactively manage the investigation and resolution of month end issues related to Stage3 loans interest income.
Support External, internal, ECB audit work as and when required
Your skills and experience
Good Knowledge of credit risk & IFRS 9 regulatory requirements
Product control experience in loan products preferred
Understanding of interest income calculations for loans
Team management experience
An analytical mindset and good approach to problem solving
Experience of process change
Strong interpersonal and communication skills
Organized and structured working approach
Strong attention to detail
Reliable team player who enjoys working in an international environment
Preferred IT Skills: Python, Advance Excel(VBA), Microstrategy, MS Access.
How we’ll support you
Training and development to help you excel in your career.
Coaching and support from experts in your team.
A culture of continuous learning to aid progression.
A range of flexible benefits that you can tailor to suit your needs.
About us and our teams
Please visit our company website for further information:
https://www.db.com/company/company.html
We strive for a culture in which we are empowered to excel together every day. This includes acting responsibly, thinking commercially, taking initiative and working collaboratively.
Together we share and celebrate the successes of our people. Together we are Deutsche Bank Group.
We welcome applications from all people and promote a positive, fair and inclusive work environment.