At ING, we are building a future-fit credit risk organisation that enables scalable, compliant, and efficient risk management across the bank. As a Credit Risk Policies and Frameworks specialist, you will contribute to the development of second-line internal control documents for credit risk, helping ING remain resilient and ahead of regulatory expectations.
This role is part of the Credit Risk Policies and Frameworks team, which acts as a strategic enabler providing credit risk management solutions that are regulatory compliant, supporting ING’s global business approach and protect its balance sheet. You will help translating credit risk regulations and concepts into policy obligations and which are detailed in underlying internal controls documents. Your work will directly contribute to ING’s ability to manage credit risk effectively across jurisdictions and business segments.
Credit Risk Policies and Frameworks Specialist reports to Lead Credit Risk Policies and Frameworks located in Amsterdam.
The Team
The Global Credit Risk department sets the credit risk strategy, ensuring that ING’s lending practices are in line with its risk tolerance and regulatory requirements and managing credit restructuring from a global and central point. Global Credit Risk plays a critical role via its credit risk policies, credit risk appetite setting and credit risk portfolio management in protecting the bank from losses due to defaults or economic downturns.
Credit Risk Policies and Frameworks
You will join a cross-functional team based in Amsterdam, collaborating with stakeholders across Retail and Wholesale Banking, Integrated Risk, and COO Risk. The team operates globally and is responsible for writing second-line credit risk internal control documents.
Roles and responsibilities
As a Credit Risk Frameworks and Policies Specialist, you will:
Responsible for the Credit Risk Policy framework: making sure our policies are regulatory compliant and fit for purpose to manage the Credit Risk of ING.
Maintain an archive of credit risk internal control documents and ensure publishing and adequate administration.
Actively contribute to shaping new Credit Risk regulations.
Explain policy requirements in the organisation and to the supervisor/regulator.
Participate in regulatory and audit engagements (e.g. ECB, CAS, KPMG), supporting timely responses and remediation planning.
How to succeed
We hire smart people like you for your potential. Our biggest expectation is that you’ll stay curious, keep learning, and take on responsibility. In return, we’ll back you to grow into an even more awesome version of yourself.
To thrive in this role, you bring:
A University degree in a relevant field.
3–6 years of experience in credit risk or related domains.
Strong communication skills, both written and verbal, with the ability to present findings clearly and persuasively.
Proficiency in data analysis and a structured approach to problem-solving.
Ability to identify problems and collaborate with senior colleagues to resolve them.
A mindset that values different perspectives, embraces complexity, and seeks continuous improvement.
Resilience and adaptability in a fast-paced, highly regulated environment.
Rewards and benefits
We want to make sure that it’s possible for you to strike the right balance between your career and your private life. Find out more about our employment conditions.
The benefits of working with us at ING include:
25-28 vacation days depending on contract
Pension scheme
13th month salary
8% Holiday payment
Hybrid working
Personal growth and challenging work with endless possibilities
An informal working environment with innovative colleagues
About us
Curious about how ING empowers people and businesses to move forward?
Discover what we do and what we can offer you.
Questions?
Contact the recruiter attached to the advertisement. Want to apply directly? Please upload your CV and motivation letter by clicking the ‘Apply’ button.
Please note, multiple interview steps involving various business stakeholders will be part of the selection process.