Credit Risk Data Unit, AS

Job Title: Credit Risk Data Unit, AS

Location: Pune, India

Role Description

The Credit Risk Data Unit provides quality assured, and timely Finance relevant Risk information and analysis to key stakeholders in a transparent and controlled manner covering the end to end processes for all relevant metrics in an efficient and regulatory compliant way.

This role is for the Global Risk Data Control and Validation Group Function team responsible for aggregating, quality assuring and timely submitting credit exposure data into FDW as per BCBS standards. This data impacts all downstream regulatory and regional reporting of the Bank including key metrics like Credit Risk RWA, Leverage Exposure and Regulatory Capital. RDV- GF is part of the Credit Risk Data Unit (CRDU) team within Group Finance and their key stakeholders include but are not limited to: CRDU, Business Finance, Accounting Close, Book Runners and Source & FDW IT Support teams. This Group process is centrally based out of Pune.

What we’ll offer you

As part of our flexible scheme, here are just some of the benefits that you’ll enjoy

• Best in class leave policy

• Gender neutral parental leaves

• 100% reimbursement under childcare assistance benefit (gender neutral)

• Sponsorship for Industry relevant certifications and education

• Employee Assistance Program for you and your family members

• Comprehensive Hospitalization Insurance for you and your dependents

• Accident and Term life Insurance

• Complementary Health screening for 35 yrs. and above

Your key responsibilities

The Risk Data Control group are responsible for : 

• Processing of all relevant feeds and required adjustments to positions in the strategic systems so that data flow to the Regulatory reporting systems is of good quality

• This data includes transactions, collateral and facilities for regulatory reporting purposes from core strategic source systems and non-strategic sources (manual feeds) for all asset classes and business areas contributing to the monthly process.

• Processing of all relevant data sets from the risk feeds, branch ledger and sub ledgers required to perform the reconciliations for all asset classes and business areas required within the monthly process

• Production of the reconciliations in line with control checks and the posted balance sheet using the platforms developed

• Distribution of detailed break templates to respective contacts in product control, gathering commentary and working with stakeholders to understand root causes and resolve breaks

Responsibilities/Tasks:

• Be the Subject Matter Expert for risk data control processes handled

• Ensure data loaded to the group regulatory reporting systems is complete, accurate, validated and mapped to key reference data systems for the purposes of group regulatory reporting

• Perform monthly control process for Date of Inception

• Collaborate with respective BCM teams to resolve their queries and collate feedback

• Perform adjustments on the basis on feedback provided by BCM Team

• Prepare inputs for operating forum to track and monitor progress

• Production of the reconciliations in line with control checks and the posted balance sheet using the platforms developed and adhering to keep the breaks below the analytical thresholds.

• Perform and update supervisory QA checks per SLA on services delivered by the team

• Perform production processes as needed during unscheduled leaves, stabilization of processes during platform changes and other Business Continuity Plan (BCP) scenarios

• Be the first point of escalation for team issues

• Coordinate and escalate outstanding issues to Team Lead and Operations Manager and support teams as needed, monitor progress of its resolution and implementation

• Support Team Lead in the conduct post-mortem team meetings to review performance metrics, identify key issues, propose and drive action plans to resolve or mitigate said issues

• Ensure proper load balance amongst team members; monitor OT levels and escalate any capacity issues to the Team Lead (consider capacity, capability management and risk).

• Conduct regular review for updates made to process documentation

• Ensure and assist team resiliency thru cross-trainings and backups

• Review MIS pack production/distribution and trend analysis and associated reports for key stakeholders around key process indicators, monthly submissions and the aforementioned data quality. Ongoing KPI monitoring and MIS review/analysis.

• Feedback on performance objectives and individual performance versus DB standards for performance of resources

• Support CTB projects and initiatives

• Liaise with change teams for a ‘remediation’ book of work based on diagnostics performed around data quality issues and processes

• Coordinate with project team to drive completion of Book of Work and initiatives to improve existing processes, controls, and outputs

• Ensure proper audit engagement and coordination

• Provides support to Team Lead on talent resourcing, succession planning trainings, and development

Your skills and experience

• Minimum 6-7 years’ experience in Credit Risk Controls, Banking Operations, Business Process Reengineering, Change, Audit or Finance Industry.

• Good understanding of banking products (Debt, SFT and Derivatives) with working knowledge of Global Markets Financial products

• Working knowledge of Credit Risk Management (Basel requirements, regulatory guidelines related to credit risk metrics e.g. RWA, Leverage and IFRS9 CLA)

• Advance skills in MS Applications (Excel, Word, PowerPoint and Access). Working knowledge of SQL’s a plus.

• Solid reconciliation experience with strong quantitative analysis skills

• Strong stakeholder management skills/able to manage diverse stakeholders across regions

Education/Certification:

• Bachelor’s Degree in Finance related courses (e.g. Accountancy, Business, Economics and Banking &Finance) or Computer Sciences & Information Technology.

• Preferably CFA or FRM qualified.

How we’ll support you

• Training and development to help you excel in your career

• Coaching and support from experts in your team

• A culture of continuous learning to aid progression

• A range of flexible benefits that you can tailor to suit your needs

About us and our teams

Please visit our company website for further information:

https://www.db.com/company/company.html

We strive for a culture in which we are empowered to excel together every day. This includes acting responsibly, thinking commercially, taking initiative and working collaboratively.