Credit Risk Data Strategy Specialist (ATH 4442)

Work Location:

Toronto, Ontario, Canada

Hours:

37.5

Line of Business:

Risk Management

Pay Details:

$96,900 - $136,800 CAD

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Job Description:

Job Description Summary

The Credit Risk Data Strategy Specialist is a subject matter expert in the data ecosystem used by the Retail Risk Management (RRM) team for the development and monitoring of credit risk strategies, loss forecasting, reporting, testing and insights activities. Directly reporting to the RRM AVP, this role is responsible for managing and maturing our pipeline of data use cases and provides thought leadership in the development of RRM's Credit Risk Data Strategy on TD's cloud platform. This is a key role in the team's successful adoption of cloud data analytics and AI capabilities to drive productivity and speed of delivery. In addition, this role will own and enhance the data controls governing the access and usage of data elements required by RRM, ensuring timely adherence to the evolving requirements of the Bank's data governance framework and current regulations.

Job Description

• Inform and evolve RRM's cloud data strategy, proactively identifying and recommending new data use cases through the development of strong working relationships with RRM leaders and teams.
• Own, manage and enhance the intake process of data use cases, being the central point of engagement with technology and control partners, and the gatekeeper for new intakes.
• Design, mature, and maintain the RRM's data controls framework to achieve internal audit-readiness and regulatory compliance. Partner with the Enterprise Data Management Office to proactively adapt the framework as requirements evolve.
• Own, manage and enhance RRM's data access processes, and work with compliance, privacy and technology partners, to ensure adherence to requirements and timely access to data. Proactively identify and implement improvements to accelerate time-to-access.
• Manage and monitor usage of RRM's analytical zones on TD's cloud platform, including access requests, owner attestations, and ongoing monitoring of data usage and data retention rules. Escalate and document concerns as appropriate.
• Champion cloud data analytics capabilities and data governance literacy within the RRM team, including rolling out new trainings, templates and processes.
• Develop strong working relationships with compliance, privacy, technology, and internal audit functions to continuously assess and enhance RRM's data controls. Act as RRM's representative in Data Governance forums.
• In partnership with technology, coordinate change management for metadata and data classification updates, and manage downstream impacts on RRM users and processes through proactive communications.
• Provide regular updates and recommendations to RRM's executive leadership team.
• Maintain a culture of risk management and control, supported by effective processes in alignment with risk appetite.

Qualifications/Skills/Experience:

• Undergraduate degree or technical certificate and/or
• 7+ years relevant experience
• Ability to establish and leverage working relationships across diverse groups within the Bank.
• Fluency in information technology control concepts in the areas of data warehousing, data management, change management, and access to data.
• Strong analytical and problem-solving skills.
• Excellent process improvement skills including the ability to evaluate procedures and implementation of improvements.
• Excellent verbal and written communication skills along with strong organizational awareness.
• Self-motivated, demonstrates a ‘sense of urgency’ where required.
• Independently organized, with the ability to coordinate multiple simultaneous tasks and deliverables.
• Knowledge of Microsoft Azure ecosystem is a strong asset.
• Familiarity with credit risk data is considered an asset.

Who We Are:

TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues.

TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you’ve got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we’re here to support you towards your goals. As an organization, we keep growing – and so will you.

Our Total Rewards Package
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs. Learn more

Additional Information:
We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home.

Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.

Colleague Development
If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD – and we’re committed to helping you identify opportunities that support your goals.
 

Training & Onboarding
We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.

Interview Process 
We’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation
Your accessibility is important to us. Please let us know if you’d like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process.

We look forward to hearing from you!

Language Requirement (Quebec only):

Sans Objet