Who we are looking for
The Credit Risk Analyst will be responsible for conducting comprehensive quantitative and qualitative analysis of large corporate clients. This important role will support business units across the corporation and the Enterprise Risk Management (ERM) division within State Street Corporation, while also establishing and maintaining appropriate risk management policies, guidelines and limits, and assisting executive and business level management with minimalizing operational, market, credit legal, regulatory and other risks to the company.
Why this role is important to us
The team you will be joining plays an important role in the overall success of the organization. Across the globe, institutional investors rely on us to help them manage risk, respond to challenges, and drive performance and profitability. To make that happen we need teams like yours to help navigate employees and the organization as a whole. In your role you will strive for cutting-edge solutions, that are straightforward and scalable. You will help us build resilience and execute day to day deliverables at our best. Join us if making your mark in the financial services industry from day one is a challenge you are up for.
What you will be responsible for
As a Credit Risk Analyst, you will be responsible for:
Independently perform credit assessments where applicable of State Street counterparties and provide credit and risk rating recommendations based on fundamental risk analysis
Proactively monitor and report on market and other developments impacting assigned counterparties
Collaborate with Credit Approvers in supporting the business areas with guideline changes, timely analytical needs and other ad-hoc requirements
Participate in or lead a variety of departmental risk management project as assigned
Oversight of the complex ERM processes followed by required analyses that may include: analyzing risk information to produce risk related analytics, reports, scenarios, performing various other Ad-hoc analysis, etc
Automate Credit Risk processes, working with risk officers, IT, and other project team members in several global sites to define process and technology targets
Proactively support process improvements as well as innovations opportunities
Provide guidance, training and coaching to those with whom there are direct management responsibilities and others as determined appropriate
Go extra mile, drive and inspire others in delivering quality and process improvement initiatives
Efficiently plan and allocate resource to make things done
What we value
These skills will help you succeed in this role:
3+ years of counterparty credit risk management in a global financial institution, or related experience, with a broad knowledge of credit and capital market products
Front-office mentality and culture
Fluency in English
Very good self and team time management skills
Team player with strong verbal and written communication skills as well as task hierarchy set up skills
Ability to learn quickly on new product lines and technology platforms
Appetite to know unknown, search and find
Strong attention to detail and analytical skills
Ability to work well both independently and in a team environment and collaborate on time sensitive credit approval requests
Demonstrated high energy and strong motivation to add value to the organization.
Education & Preferred Qualifications
Master’s Degree Finance or Business related degree
Advanced Microsoft Office skills (Access, Excel, PowerPoint, Word). Experience in VBA/ SQL is a plus but not required
Prior analytical experience and/or formal training in financial institution credit is strongly preferred
Must have Corporate Credit Risk experience/background
Minimum Salary:
zł132,000 AnnualThe minimum salary quoted above applies to the role in the primary location specified. If the candidate ultimately works outside of this primary location, the applicable minimum salary may differ.
Salary will be determined based on factors such as the position, type of work performed, individual skills, job description, working hours, diligence, initiative, self-management, length of employment, availability, and the quantity and quality of work delivered, as well as other objective and non-discriminatory criteria relevant to State Street employees.
In addition to salary, employees are eligible to be considered for discretionary annual performance-based awards.
We Offer:
Permanent contract from day one
Additional holidays (Birthday Day Off, 3rd and 5th year anniversary Day Off)
Gold Medical Package for employees and their families (partner and children)
Premium life insurance package and private pension plan
Wide range of soft skills training, technical workshops, language classes and development programs
Opportunities to volunteer your time to company-driven initiatives, employee networks or organizations of your choice
Variety of well-being programs
Additional benefits available depending on the seniority of the role
Across the globe, institutional investors rely on us to help them manage risk, respond to challenges, and drive performance and profitability. We keep our clients at the heart of everything we do, and smart, engaged employees are essential to our continued success.
We are committed to fostering an environment where every employee feels valued and empowered to reach their full potential. As an essential partner in our shared success, you’ll benefit from inclusive development opportunities, flexible work-life support, paid volunteer days, and vibrant employee networks that keep you connected to what matters most. Join us in shaping the future.
As an Equal Opportunity Employer, we consider all qualified applicants for all positions without regard to race, creed, color, religion, national origin, ancestry, ethnicity, age, disability, genetic information, sex, sexual orientation, gender identity or expression, citizenship, marital status, domestic partnership or civil union status, familial status, military and veteran status, and other characteristics protected by applicable law.
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