Cadence

Credit Risk Analyst

DUBLIN Full time

At Cadence, we hire and develop leaders and innovators who want to make an impact on the world of technology.

Cadence is a pivotal leader in electronic design, building upon more than 30 years of computational software expertise. The company applies its underlying Intelligent System Design strategy to deliver software, hardware and IP that turn design concepts into reality.

Cadence customers are the world’s most innovative companies, delivering extraordinary electronic products from chips to boards to systems for the most dynamic market applications including consumer, hyperscale computing, 5G communications, automotive, aerospace industrial and health.

At Cadence, we hire and develop leaders and innovators who want to make an impact on the world of technology.

Job Title: Credit Risk Analyst

Location: Dublin

                       

Reports to: Sr Credit/Collections Manager

Job Overview:

As a Credit Risk Analyst, you will be responsible for assessing the creditworthiness of new and existing customers, setting credit limits and payment terms, and ensuring compliance with internal credit policies. You will contribute to global operations, support order approvals, and help drive process improvements within the team.

Job Responsibilities:

  • Review of sales forecasts and credit requirements for corporate customers
  • Prepare and analyze customer’s credit profiles, including financial position, trends, and ratios
  • Approve standard orders for booking; escalate non-standard or complex deals
  • Conduct credit reviews and provide recommendations in line with credit policy
  • Assist with credit restructure requests and financial distress reviews
  • Gather company and financial information from internal and external sources
  • Utilize credit bureaus and market news to identify emerging risk factors
  • Place and remove customers from credit hold as required
  • Maintain credit data in systems such as Highradius Credit, Salesforce and SAP
  • Prepare and deliver regular KPI reports
  • Respond to auditor/SOX queries and support compliance activities
  • Participating in team innovation projects and process improvements
  • Provide support for collection activities and cover for team members as needed
  • Undertake additional tasks as assigned by the manager

Job Qualifications:

  • Min. bachelor’s degree in accounting, business, management or related field
  • 2–3 years’ experience in trade credit risk, corporate credit banking, or similar financial roles
  • Understanding of IFRS financial statements, ratios, and credit risk assessment
  • Experience with credit bureaus, SAP, and Salesforce.com preferred
  • Tech-savvy, with the ability to work independently across multiple IT systems
  • Strong analytical, problem-solving, and self - organizational skills
  • Attention to detail and ability to manage multiple priorities
  • Fluent English (additional language skills are a plus)

Check what we can offer you:

  • Competitive salary
  • 25 days holiday per year
  • Private Medical and Dental plans, Income Protection and Life Insurance
  • Group Personal Pension Plan
  • Cycle to work scheme and gym subsidy
  • 5 days paid time to volunteer to give back to our communities
  • Employee Stock Purchase Plan
  • The opportunity to work for a Great Place to Work© & Fortune 100 organization

Cadence is committed to equal employment opportunity and employment equity throughout all levels of the organization. We strive to attract a qualified and diverse candidate pool and encourage diversity and inclusion in the workplace. 

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