Credit Analyst Team Lead, VP (Hybrid)

Whether you’re at the start of your career or looking to discover your next adventure, your story begins here.  At Citi, you’ll have the opportunity to expand your skills and make a difference at one of the world’s most global banks.  We’re fully committed to supporting your growth and development from the start with extensive on-the-job training and exposure to senior leaders, as well as more traditional learning.  You’ll also have the chance to give back and make a positive impact where we live and work through volunteerism.

Shape your Career with Citi

Citi’s Risk Management organization oversees risk-taking activities and assesses risks and issues independently of the front line units.  We establish and maintain the enterprise risk management framework that ensures the ability to consistently identify, measure, monitor, control and report material aggregate risks.

We’re currently looking for a high caliber professional to join our team as Vice President, Credit Analyst Team Lead - Hybrid (Internal Job Title: Credit Review Senior Manager)  based in Taguig, Philippines.  Being part of our team means that we’ll provide you with the resources to meet your unique needs, empower you to make healthy decision and manage your financial well-being to help plan for your future.  For instance:

• Citi provides programs and services for your physical and mental well-being including access to telehealth options, health advocates, confidential counseling and more. Coverage varies by country.
• We believe all parents deserve time to adjust to parenthood and bond with the newest members of their families. That’s why in early 2020 we began rolling out our expanded Paid Parental Leave Policy to include Citi employees around the world.
• We empower our employees to manage their financial well-being and help them plan for the future.
• Citi provides access to an array of learning and development resources to help broaden and deepen your skills and knowledge as your career progresses.
• We have a variety of programs that help employees balance their work and life, including generous paid time off packages.
• We offer our employees resources and tools to volunteer in the communities in which they live and work. In 2019, Citi employee volunteers contributed more than 1 million volunteer hours around the world.

Credit Risk Review (CRR) provides independent, objective, reliable, valued and timely assurance to the Boards, the Committees, the Citigroup Chief Risk Officer, the Citigroup Chief Credit Officer, senior management and regulators over the effectiveness of credit and collateral risk management and the ability of the Business and independent Risk Management to identify, monitor and mitigate current and emerging risks.

The role is part of the CRR Analytics Team, which is responsible for providing support to the Lead Reviewers in their management of Business Monitoring (BM) and Reviews through various activities that include validation of inputs used to determine risk ratings and systems support, portfolio performance analysis and reporting.

The CRR Team Lead reports to the Head of CRR Analytics and manages a team of analysts and provides review support for regional or global CRR teams including support for Lead Reviewers in their management of BM and Reviews through various activities that include validation of inputs used to determine risk ratings and system support. The CRR Review Analyst Team Lead will be expected to quickly transition into participation in Business Monitoring and Review activities, in addition to supporting CRR groups on various projects and presentations.

In this role, you’re expected to:

• Be accountable for ensuring best in class core credit risk analysis of applicable portfolio ensuring consistency with industry leading practices and conforms to all internal credit procedures/policies, and all related regulatory expectations 
• Validate financial inputs used to determine credit risk rating of clients across different industries and regions
• Identify and analyze situations that create risk for Citi, utilizing various resources such as credit reports, score cards, risk systems, and knowledge of the elements of Risk
• Communicate findings of analysis to Lead Reviewers
• Hire, develop, mentor and manage junior analysts and their respective workflows
• Identify and analyze situations that create risk for Citi, utilizing various resources such as credit reports, score cards, risk systems, and knowledge of the elements of Risk
• Analyze and interpret data to make conclusions or recommendations
• Gather deliverables and prepare presentations to meet internal and Regulatory needs
• Support the CRR Chief Administrative Officer’s team in special projects and other non-review CRR functions in special projects
• Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.

As a successful candidate, you’d ideally have the following skills and exposure:

• Financial Services experience including 5+ years of credit experience in Banking or Credit Risk Management 
• Formal credit training or strong understanding of financial accounting standards
• Experience in assessing the credit and financial strength of Citi’s Large Corporate, Public Sector, and Financial Institutions Clients by performing fundamental credit analysis using both quantitative and qualitative factors
• Managerial experience a plus
• Intermediate to advanced proficiency in Microsoft Office (Excel, Power Point, SharePoint, Access, Word, Visio, AI powered tools, etc.); Visual Basic experience is a plus
• Energetic, proactive, and responsive team player with an interest in learning, take initiative and work independently in a fast-paced environment
• Excellent time management and organizational skills
• Detail oriented with ability to work independently and prioritize workload
• Strong written and verbal communication skills - ability to express and communicate concisely and clearly with various levels of management
• Strong interpersonal skills, with the ability to build relationships
• Strong organizational skills with ability and willingness to work under pressure and manage time and priorities effectively

Education:

• BA/BSc in Economics, Finance or Accounting or higher degree in Business (MBA), or any other related subject 

Working at Citi is far more than just a job. A career with us means joining a family of more than 230,000 dedicated people from around the globe. At Citi, you’ll have the opportunity to grow your career, give back to your community and make a real impact.

Take the next step in your career, apply for this role at Citi today

https://jobs.citi.com/dei

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Job Family Group:

Risk Management

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Job Family:

Credit Review Risk Management

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Time Type:

Full time

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Most Relevant Skills

Analytical Thinking, Credible Challenge, Financial Analysis, Governance, Policy and Procedure, Policy and Regulation, Product Knowledge, Risk Controls and Monitors, Risk Identification and Assessment.

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Other Relevant Skills

For complementary skills, please see above and/or contact the recruiter.

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Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.

 

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