Job Description
To perform comprehensive analysis of credit data and financial statements to evaluate risk associated with credit extensions and lending decisions. This role partners with management to provide actionable insights that inform strategic decision-making and support corporate financial planning.
Hello Future Credit Analyst (Retail Secured and Premium Lending Credit)
Welcome to FNB, where we believe help is at the heart of human greatness. Our vision is to be a great business to help create a better world.
As part of our talent team, you will be surrounded by unique talents, diverse minds, and an adaptable environment that lives up to the promise of staying curious. Now’s the time to imagine your potential in a team where experts come together and ignite effective change.
Are you someone who can:
- Optimize asset growth while minimizing financial risk and bad debts.
- Identify, control and escalate potential risks which may lead to non-performing loans.
- Prioritise resource allocation to minimise and reduce wastage.
- Collaborate closely with relevant business units and business product houses as per strategy to identify training and mentor opportunities for salespersons.
- Resolve customer dissatisfaction/complaints by taking ownership of the problem.
- Analyse customer feedback to help improve customer service.
- Ensure that service delivery is accurate, timeous and of an acceptable standard.
- Ensure that product or service knowledge and advice is technically accurate.
- Ensure a turnaround time that reflects efficiency, responsiveness and service quality.
- Monitor your portfolio and ensure regulatory compliance.
- Have strong understanding of credit risk principles, financial analysis, and lending practices.
- Have excellent analytical, loan decision-making, and problem-solving skills.
- Are proficiency in Microsoft Office, credit systems and risk modelling.
- Responsible for maximizing cross-sell opportunities through credit assessment and client
- Manage personal development to increase own skills and competencies.
- Have banking or financial Industry experience is an added advantage.
- Have strong interpersonal, communication and customer service abilities.
You will be an ideal candidate if you:
- Have a relevant Advance Credit / Finance Diploma or Bachelor’s degree in any related field.
- Have 4 to 5 years’ relevant experience in a similar environment.
You will have access to:
- Opportunities to network and collaborate.
- Opportunities to innovate.
We can be a match if you are:
- Always doing the right thing – Fight for ethical conduct and transparency, both inside and outside.
- Curious – Believe in insight, creativity, and its power to unlock value.
- Deeply Invested – Take initiative and be a leader in your own right.
- Valuing differences – Be inclusive, gracious, decent, and humble.
- Building Trust not Territory – Crete a culture of sharing.
- Courageous – We’ve built a culture of bravery by speaking our minds and encouraging others to do the same.
Are you interested in taking the step? We look forward to engaging with you further. Apply now!
Closing Date: 19 March 2026
All applications must be done via the Group’s application portal. To access the portal click on the link below.
https://firstrand.wd3.myworkdayjobs.com/en-US/FRB/login
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Job Details
Take note that applications will not be accepted on the below date and onwards, kindly submit applications ahead of the closing date indicated below.
19/03/26
All appointments will be made in line with FirstRand Group’s Employment Equity plan. The Bank supports the recruitment and advancement of individuals with disabilities. In order for us to fulfill this purpose, candidates can disclose their disability information on a voluntary basis. The Bank will keep this information confidential unless we are required by law to disclose this information to other parties.