Credit Analyst - Agent Finance

Wintrust provides community and commercial banking, specialty finance and wealth management services through its 16 bank charters and nine non-bank businesses. Wintrust delivers the sophisticated solutions of a large bank while staying true to the relationship-focused, personalized service of our community banking roots. We serve clients in all 50 states with more than 200 branch banking locations in Illinois, southwestern Florida, northwestern Indiana, west Michigan and southern Wisconsin and commercial banking offices in Chicago, Denver, Milwaukee, Grand Rapids, Mich., and in key branch banking locations throughout Illinois. Our people are the heart of our business and we are proud to rank consistently as a top place to work. Wintrust is a $66 billion financial institution based in Rosemont, Illinois, and listed on the NASDAQ Global Select Market under the symbol “WTFC.”

What You’ll Do :

• Review and accurately input information from TPP reports, Business metrics reports, compensation reports and tax returns and provide analysis on leverage, cash flow, liquidity and coverage ratios
• Prepare credit memos
• Work with lenders in recommending approval, denial or credit structure terms
• Collaborate with relationship managers and portfolio managers
• Present loan request to committee or senior management
• Attend and travel to events – 10% travel may be required
• Participate in all forms of marketing and developing new business
• Assist in monitoring existing portfolio performance and covenant compliance
• Understand and help in identifying early warning signs of performance and credit deterioration

Special Skills

• Expert in Excel (Pivots, Vlookup, IF statements, conditional formatting, etc.) 
• Data Analytics/Reporting
• Attentional to detail
• Critical thinking
• Strong work ethic

Qualifications

• Bachelor’s degree minimum
• Marketing, Finance, Economics or Business experience preferred

Benefits:

Medical Insurance • Dental • Vision • Life insurance • Accidental death and dismemberment • Short-term and long-term Disability Insurance • Parental Leave • Employee Assistance Program (EAP) • Traditional and Roth 401(k) with company match • Flexible Spending Account (FSA) • Employee Stock Purchase Plan at 5% discount • Critical Illness Insurance • Accident Insurance • Transportation and Commuting Benefits • Banking Benefits • Pet Insurance

Compensation:

The estimated annual salary range for this role is $59,000- $77,000 along with eligibility to earn an annual bonus. Actual salaries may vary based on several factors, such as a candidate’s qualifications, skills, and experience.

From our first day in business, Wintrust has been proud to serve a variety of unique communities and people from all walks of life.  To build a company that reflects the communities we serve, we believe that fostering a unique and inclusive workplace where everyone feels valued and empowered to succeed will support our ongoing success.  Wintrust Financial Corporation, including community banking and financial services subsidiaries, is an Equal Opportunity Employer.  All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, age, national origin, disability, veteran status, genetic information, and other legally protected categories.