Take your career to the next level! In the last few years our goal has been expansion, creating growth opportunities for many of our team members. Not only are we serious about growth, but we are also serious about helping our customers during hard financial times.
We take pride in providing solutions and offering a helping hand, not only to our customers but also to the communities we serve. As we continue to expand and grow into a national leader in consumer financing, we invite you to consider joining our team.
If you're passionate about making a meaningful impact in people's lives and bringing a personal touch to finance, we'd love to have you on board!
Job Purpose
We are seeking a strategic, analytical, and forward-thinking Strategy Analyst to join our Strategy & Business Development team. This role is ideal for a candidate who thrives on solving complex business problems, developing financial models, and shaping long-term growth strategies. You will work closely with senior leadership to drive data-informed decisions, optimize performance, and identify new growth opportunities in a dynamic, regulated environment.
This is a high-impact role that blends financial analysis, strategic planning, and cross-functional collaboration. The ideal candidate brings a consulting mindset, strong communication skills, and a passion for driving transformation and innovation.
Duties and Responsibilities
Strategic Analysis & Planning
• Partner with senior leadership to define and refine the company’s growth strategy and long-term strategic roadmap.
• Apply structured, hypothesis-driven problem solving to identify root causes of business challenges and evaluate strategic alternatives.
• Translate strategic objectives into actionable initiatives and performance metrics.
Financial Modeling & Scenario Analysis
• Develop and maintain complex financial models to forecast business scenarios, assess risk, and evaluate the financial impact of strategic options.
• Conduct pricing, portfolio performance, and risk assessment modeling using tools such as Excel, SQL, or Python.
• Owns M&A and partnership evaluations by assessing financial viability, integration risks, and strategic fit.
Market Research & Competitive Intelligence
• Continuously monitor industry trends, emerging technologies, competitor strategies, and regulatory developments.
• Provide thought leadership on market dynamics and articulate strategic implications for the business.
• Benchmark performance metrics and identify opportunities for product diversification, geographic expansion, or operational improvement.
Cross-Functional Collaboration
• Lead and collaborate with cross-functional teams (e.g. Finance, Risk, Operations, Compliance) to design and implement strategic initiatives.
• Ensure alignment of departmental plans with overall business strategy and regulatory requirements (e.g., FCRA, TILA).
• Integrate compliance and risk considerations into strategic planning and execution.
Executive Communication & Reporting
• Synthesize complex analyses into clear, compelling presentations, dashboards, and reports for executive leadership and the Board.
• Communicate strategic recommendations and business cases using storytelling, data visualization, and persuasive narratives.
• Prepare executive- and board-level documents and scenario analyses to support strategic decision-making.
• Own prioritization and execution of strategic initiatives, using project management skills to ensure timely progress and cross-functional alignment.
• Track performance against strategic goals and provide insights to refine execution plans.
Minimum Qualifications
• Bachelor’s degree in Finance, Economics, Engineering, Business Analytics, or a related field.
• 2 to 5 years of experience in financial analysis, strategy consulting, or investment research, preferably within lending, consumer finance, or banking sectors.
• Proven experience in data analysis and modeling, including deep financial valuation analysis, loan performance, pricing, and risk metrics.
• Strong understanding of financial regulations and compliance standards in the lending industry.
Preferred Qualifications
• Prior experience at a top-tier consulting firm, asset management firm or financial institution
• CFA, MBA, or advanced degree is a plus but not required.
• Familiarity with subprime-specific challenges such as high-risk borrower segmentation, collateral valuation, and loss mitigation strategies.
Key Skills and Traits
• Proficiency in analytical tools and software (Excel, Tableau, Sigma); experience with SQL, Python, or R is a plus.
• Strategic mindset with excellent problem-solving abilities and business acumen.
• Exceptional communication skills for presenting complex findings to non-technical stakeholders.
• Ability to work independently in a fast-paced, high-growth environment while managing multiple priorities.
• Comfortable working with AI-enabled tools and adapting practices as technology evolves.
• Knowledge of machine learning techniques for predictive modeling (e.g., credit risk scoring) is advantageous.
Working Conditions
This position works in an office environment.
Compensation for this position varies by experience and location. The expected range is between $150,000 and $225,000
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Regional is an equal opportunity employer and does not discriminate on the basis of race, color, religion, creed, national origin, sex (including pregnancy, childbirth, and related medical conditions), sexual orientation, gender identity, transgender status, age, disability, genetic information, veteran status, uniform service, or any other characteristic protected by applicable law (“Protected Characteristics”). Regional’s policy of non-discrimination applies to all phases of the employment process and relationship, including, but not limited to, recruitment and selection; compensation and benefits; professional development and training; promotions and opportunities; transfers; social and recreational programs; layoff; and terminations.