Consumer Credit Examiner I

Job Posting Title

Consumer Credit Examiner I

Agency

635 COMM. ON CONSUMER CREDIT

Supervisory Organization

Administration

Job Posting End Date

Refer to the date listed at the top of this posting, if available. Continuous if date is blank.

Note: Applications will be accepted until 11:59 PM on the day prior to the posting end date above.

Estimated Appointment End Date (Continuous if Blank)

Full/Part-Time

Full time

Job Type

Regular

Compensation

Starting Salary: $65,000.00

Job Description

Basic Purpose

 

Positions in this job family are assigned responsibilities involving the examination, investigation, and licensing of finance companies, consumer litigation funders, pawn shops, precious metal and gem dealers, health spas, rental purchase lessors, credit services organizations, mortgage brokers, mortgage lenders, mortgage loan originators, small lending and other creditors regarding compliance with various laws and regulations subject to the jurisdiction of the Department of Consumer Credit.

 

Typical Functions

 

The functions performed in this job family will vary by level, unit and organization, but may include the following:

• Performs examinations and investigations of financial and other records of finance companies, consumer litigation funders, mortgage brokers, mortgage lenders, mortgage loan originators, pawn shops, precious metal and gem dealers, small lending, health spas, rental purchase lessors, credit services organizations, and other lenders and creditors concerning individual transactions related to loans, consumer credit sales, rental purchase agreements, membership fees and other agreements.
• Determines compliance with laws and regulations, including, but not limited to, the Uniform Consumer Credit Code and the Federal Truth-in-Lending Act, concerning disclosure, annual percentage rates, refunds, delinquency and deferral fees, extension agreements, and general business practices.
• Investigates consumer complaints and other information including, but not limited to, overcharges, misleading advertising and other activities. 
• Reviews, processes and investigates applications for licenses, which may include, but is not limited to, background and credit reports.
• Prepares affidavits, reports and other materials concerning examinations, investigations and licensing.
• Obtains evidence for administrative hearings and provides testimony at administrative hearings.

 

Level Descriptor

 

Levels are distinguished based on the complexity of assigned duties, the level of expertise required for completion of work assignments, and the responsibility assigned for the supervision of others.

 

This is the basic level of this job family where employees are primarily responsible for performing routine entry level work in a training status to build their skills in conducting examinations and investigations of various creditors and licensees to ensure compliance with applicable laws and regulations.

 

Education and Experience

 

Education and Experience requirements at this level consist of a bachelor’s degree in business administration, accounting, finance, mathematics or public administration OR one year of auditing/examination experience or compliance experience with a business entity or government agency for each year of required education.  

 

Knowledge, Skills, Abilities and Competencies

 

Knowledge, Skills and Abilities required at this level include knowledge of accounting and auditing principles; of laws and regulations concerning financial institutions and other credit organizations regulated by the agency, including the Uniform Consumer Credit Code and federal Truth-in-Lending Act; of procedures for conducting interviews and investigations; and of modern office procedures, practices and equipment.

 

Ability is required to examine financial records and other business documents; to review license applications; to conduct interviews; to analyze information and make decisions; to organize and present facts and opinions; and to evaluate asset quality, capitalization, earnings and liquidity.

 

Special Requirements

Resume is required for this position. Please upload a resume in the Workday profile. Applications without a resume will not be considered.

 

Applicants must be able and willing to fulfill a minimum of 50% job-related travel normally associated with this position, in and outside the State of Oklahoma

Position is located in OK county. Interviews are in-person in OK County.

 

Equal Opportunity Employment

The State of Oklahoma is an equal opportunity employer and does not discriminate on the basis of genetic information, race, religion, color, sex, age, national origin, or disability.

Current active State of Oklahoma employees must apply for open positions internally through the Workday Jobs Hub.

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Agency Contact