Bellwether Enterprise

Commercial Real Estate Financial Analyst

AL - Birmingham Full time

Job Rotation Program Overview

Purpose:
The Job Rotation Program is designed to develop well-rounded talent by providing employees with cross-functional exposure across BWE’s three critical areas: Conventional Multifamily Analytics, Underwriting, and Affordable Housing Analytics. This program aims to enhance technical expertise, strategic thinking, and leadership capabilities while fostering collaboration across these businesses.

Program Objectives
Skill Development: Build proficiency in underwriting principles, and data-driven decision-making related to all forms of rental housing.
Cross-Functional Knowledge: Enable Job Rotation Analysts to understand the interdependencies between risk assessment, analytics, and housing policy.
Talent Pipeline: Prepare high-potential employees for future leadership roles through diverse experiences.
Innovation & Collaboration: Encourage knowledge sharing and innovative solutions to complex business challenges.


Target Audience
Recent Graduates: Primarily undergraduates and MBA/master's students. We are seeking dynamic candidates with 0-2 years of experience in financial services or real estate.
High-Potential Talent: Graduate Students with leadership potential, strong academic records (often 3.5+ GPA), intellectual curiosity, and key soft skills .
• Individuals with a demonstrated interest in real estate and/or real estate finance.

Program Structure
• Duration: 12 Months
• Rotations:


1. Agency Conventional Analytics (4 months)
▪ Gain experience in data modeling for a wide variety of residential properties, including conventional multifamily, manufactured housing, student housing and seniors housing.
▪ Introduction to performance metrics and trend analysis used to evaluate financial performance.
▪ Learn about Fannie Mae and Freddie Mac multifamily loan programs and how BWE structures transactions to satisfy their requirements.


2. Underwriting (4 months)
▪ Learn risk assessment, property and sponsor credit analysis, and Fannie Mae and Freddie Mac underwriting compliance.
▪ Partner with BWE underwriting staff in completing multifamily collateral inspections to assess risk
▪ Complete ad hoc financial analysis as required and apartment market reviews
▪ Assist in authoring investment briefs for loan committee approval.
▪ Gain foundational multifamily real estate underwriting experience.


3. Affordable Analytics (4 months)
▪ Build on the experience gained with Agency Analytics, layering up to gain skills modeling debt for Affordable-specific Agency products.
▪ Understand federal and state housing programs, their regulatory requirements, and their community impact.
▪ Understand the Agencies' approach to quoting and underwriting Affordable transactions.
▪ Initial training modeling HUD debt transactions, for both Affordable and Conventional properties.


Key Activities
• Onboarding & Orientation: Overview of program goals, expectations, and resources.
Mentorship: Each participant is paired with a senior leader in each rotation.
Learning Modules: Technical training and industry education.
Performance Reviews: Feedback at the end of each rotation to track progress.
Functional Training: Often includes formal training, project work, departmental sessions, 1-1 training, job shadowing/going through each transaction.

If you are ready to take on a challenging and rewarding role, apply today!

We encourage you to explore the career opportunities we have available here at BWE!