About PayJoy
PayJoy is a mission-first credit provider dedicated to helping under-served customers in emerging markets to achieve financial stability and success. Our patented technology for secured credit provides an on-ramp for new customers to enter the credit system. Through PayJoy’s point-of-sale financing and card offerings, customers gain access to a modern quality of life. PayJoy’s credit also allows our customers to seize opportunities as micro-entrepreneurs, and acts as insurance for tough times. Through our cutting-edge machine learning, data science, and anti-fraud AI, we have served over 18 million customers as of 2025 while achieving solid profitability for sustainable growth.
This role
The Commercial Analyst is responsible for accelerating growth by extracting and analyzing data, developing reports on the performance measuring objectives and KPIs, using BI and SQL tools. You will monitor and improve sales metrics (e.g, originations, FPD, churn partner, conversion funnel, etc) as well as resource optimization. You are required to forge strong alliances with the global Sales, business operations, and local merchant support team members, ensuring the local Sales team performs according to local expectations and compliance requirements.
This position will report to the Head of Commercial, and you will have a huge opportunity to influence PayJoy Indonesia's expansion and growth plans.