Loan and Leasing Customer Service Representative
CGB ENTERPRISES, INC.
Country: United States of America
Location: Louisville, KY - AFS
Time Type: Full time
Posted On: September 27, 2024
Thank you for your interest in joining our team! At CGB, you can contribute to meaningful work, grow professionally and personally, and belong in a place where everyone has a voice.
Founded in 1969, CGB Enterprises, Inc. is known as an innovative and progressive leader in the grain and transportation industries. The combination of our assets provides a growing organization that is celebrating over 50 years of strength and stability!
AgriFinancial, a subsidiary of CGB Enterprises, Inc., is a premier, nationwide ag lender offering an array of flexible financial solutions and expertise to help landowners achieve their goals. Backed by CGB and partnered with a broad group of capital resources, our dedicated team of ag experts will work to find the right solution to fit you.
This job is primarily responsible for providing exceptional service to loan and leasing customers. Responsibilities include, but are not limited to, timely and accurate completion of all job responsibilities in accordance with investor(s) guidelines and legal requirements, data entry, exceptional customer service, and various related loan-servicing activities.In this job, you will:
- Accurately enter and/or audit new loan and lease information in loan and customer management system.
- Handle outbound/inbound calls as necessary to assist borrowers or heirs in default education and explain their options on loan resolution.
- Present financing and leasing options to customers in a clear and concise manner.
- Assist customers in understanding and completing all necessary paperwork for financing or leasing terms.
- Submit new customer application information to Credit department for underwriting.
- Work closely with internal closing department and investor closing departments to coordinate customer signing of loan and lease documents.
- Process construction draws, receive and send invoices, work with investors, customers, and vendors to assist in closely monitoring the construction draws for leases and loan.
- Communicate regularly to interrelated departments within the company to successfully serve the customer, both internal and external.
- Scan and index new loan and lease information.
- Process customer invoices in accordance with an established schedule.
- Reply to customer service inquiries and emails in a prompt and courteous manner.
- Other duties as assigned.
Here’s what you’ll need to be considered:
Education
Required – High School Diploma or equivalent, or equivalent training and work experience.
Experience
Preferred – Experience in loan and/or leasing customer service or related experience.
Knowledge, Skills, and Abilities
- Proficient knowledge of how to use a computer and Microsoft Office programs (SharePoint, Word, Excel, and Access).
- Effective interpersonal, oral and written communication skills with the ability to interact with all levels of people within and outside the organization; emphasis on strong telephone skills.
- Accurate data entry skills.
- Exceptional customer service skills.
- Strong analytical and problem-solving skills.
- Ability to learn and understand basic loan and lease guidelines and legal requirements.
- Ability to consistently exhibit qualities consistent with company philosophies to insure exemplary levels of service to all parties.
- Ability to build relationships with internal and external customers.
- Ability to work well both independently and within a team environment.
- Strong time management skills with ability to multi-task and prioritize.
Here’s additional information you need to know:
Physical Demands & Requirements
Sedentary work. Exerting up to 10 pounds of force occasionally and/or negligible amount of force frequently or constantly to lift, carry, push, pull or otherwise move objects, including the human body. Sedentary work involves sitting most of the time. Jobs are sedentary if walking and standing are required only occasionally, and all other sedentary criteria are met.
Ability to stand or sit constantly/continuously.
Hearing. Perceiving the nature of sounds at normal speaking levels with or without correction. Ability to receive detailed information through oral communication, and to make the discriminations in sound.
The employee is required to have close visual acuity to perform an activity such as: preparing and analyzing data and figures; transcribing; viewing a computer terminal; extensive reading.
Environmental Conditions
The work environment described here are meant to be representative of those an employee would normally encounter while performing the essential functions of this job.
The physical environment requires the employee to work both inside and outside in heat/cold, wet/humid, and dry/arid conditions. Frequently required to use personal protective equipment.
Travel may be required for meetings and trainings.
Are you ready to make a meaningful career move & an impact at CGB? Apply today!
Known in our industry for stability and high ethics, CGB Enterprises, Inc. offers a stellar benefits package including: an outstanding 401(k) retirement plan with company contributions, medical, prescription drug, dental, vision, life, & disability benefits, flexible spending accounts, paid leave (holidays, vacation, sick), wellness programs, recognition programs, community involvement opportunities, and much more!
CGB Enterprises, Inc. is an Equal Opportunity Employer. EEO is the Law links in or . We are unable to legally hire anyone who is not eligible to work in the United States nor are we able to sponsor visas.
The above is intended to describe the general content of and requirements for the performance of this position. It should not be construed as a detailed description of all the work requirements that may be performed in the job.
All Third Party Agencies, Headhunters, and Recruiters
CGB Enterprises, Inc. and its Subsidiaries only forms contracts with recruiters with whom we have an established relationship and with whom we have in place a signed contract. All contact from third parties must go through our Human Resources Department. Any contact made outside of our Human Resources Department by a third party will cancel any future business relationships between the third party and CGB Enterprises, Inc. and its Subsidiaries.