Climate and Geoscience Intern – P&C Climate Risk and Exposure Analytics

Why USAA?

At USAA, our mission is to empower our members to achieve financial security through highly competitive products, exceptional service and trusted advice. We seek to be the #1 choice for the military community and their families.

Embrace a fulfilling career at USAA, where our core values – honesty, integrity, loyalty and service – define how we treat each other and our members. Be part of what truly makes us special and impactful.

The Opportunity

The Climate Risk and Exposure Analytics team is situated in the Actuary & Analytics group within USAA’s P&C business. The team works closely with the Catastrophe Risk Management team and seeks to develop the associations long term strategy under a changing climate.

The Intern role will support modeling linking cutting-edge weather modeling and climate science to business strategy. By applying insights from atmospheric-science and geospatial analysis the role delivers insight-to-action recommendations on how a changing climate will affect catastrophe losses and member resilience at USAA.

The internship will be based at the USAA Corporate Headquarters in San Antonio, TX. Interns offered full-time roles may have the opportunity to work out of one of USAA’s satellite locations.

What you’ll do:

• Leverages intermediate business, analytical and technical knowledge to participate in discussions with cross functional teams to understand and collaborate on business objectives and influence solution strategies.
• Integrates/transforms disparate data sources and determines the appropriate data hygiene techniques to apply.
• Applies scientific/quantitative analytical approaches to draw conclusions and make 'insight to action' recommendations to answer the business objective and drive the appropriate change.
• Incorporates geospatial visualization techniques to support the relevant points of the analysis and ease the understanding for less technical audiences.
• Identifies and gathers the relevant and quality data sources required to fully answer and address the problem for the recommended strategy through testing or exploratory data analysis (EDA).
• Supports documentation of assumptions, methodology, validation and testing to facilitate peer reviews and compliance requirements.
• Ensures risks associated with business activities are effectively identified, measured, monitored, and controlled in accordance with risk and compliance policies and procedures.

What you need to have:

To qualify, you must be pursuing a bachelor's degree or higher degree, from an accredited college or university in quantitative field such as Actuarial Sciences, Atmospheric Sciences, Climatology, Economics, Environmental Sciences, Finance, Geosciences, Mathematics, Physics, Statistics or other quantitative discipline. Our 2026 internship will start on May 27, 2026 and last through August 7, 2026.

• Graduation date cannot be prior to August 7, 2026
• Demonstrates competency of mathematical and statistical techniques and approaches used to drive fact-based decision-making.
• Intermediate knowledge of data analysis tools and climate risk assessment techniques (e.g. hazard-rate change, bias-correction, stochastic event-set conditioning), data visualization, developing analysis queries and procedures in SQL, SAS, BI tools or other analysis software, and relevant industry data & methods and ability to connect external insights to business problems.

What sets you apart:

• Pursuing an advanced degree (but not required) in quantitative field such as Actuarial Sciences, Atmospheric Sciences, Climatology, Economics, Environmental Sciences, Finance, Geosciences, Mathematics, Physics, Statistics or other quantitative discipline.
• Proficiency in analyzing geospatial data within a programming environment (e.g., Python, R, GIS). Experience related to wildfire risk assessment is advantageous.
• Experience with catastrophe modeling software (e.g., Verisk, KCC, Cotality) or a demonstrated ability to learn and adapt to new modeling platforms.
• Desire to work in an innovative, start-up like environment, leading the development and delivery of new processes.
• US military experience through military service or a military spouse/domestic partner.

Compensation range: The salary range for this position is: $24 - $35 hourly. Interns will receive an intern stipend to assist with expenses.

USAA does not provide visa sponsorship for this role. Please do not apply for this role if at any time (now or in the future) you will need immigration support (i.e., H-1B, TN, STEM OPT Training Plans, etc.).

USAA views its internship program as a pipeline to possible future employment. This is based on an individual’s graduation date, performance, role qualifications, and business need. To be considered for possible future employment opportunities interns must meet the full-time work eligibility requirements for any given role. Thus, interns should ensure their sponsorship status and other provided information is accurately reflected on their intern application. Inadequate completion of your application may render you ineligible for further consideration in the hiring process.

Compensation: USAA has an effective process for assessing market data and establishing ranges to ensure we remain competitive. You are paid within the hourly range based on your experience and market data of the position. The actual hourly rate for this role may vary by location.

The above description reflects the details considered necessary to describe the principal functions of the job and should not be construed as a detailed description of all the work requirements that may be performed in the job.

Benefits: At USAA our employees enjoy best-in-class benefits to support their physical, financial, and emotional wellness. These benefits include comprehensive medical, dental and vision plans, 401(k), pension, life insurance, parental benefits, adoption assistance, paid time off program with paid holidays plus 16 paid volunteer hours, and various wellness programs. Additionally, our career path planning and continuing education assists employees with their professional goals.

Interns may not be eligible for all benefits, for more details on our outstanding benefits, please visit our benefits page on USAAjobs.com.

Applications for this position are accepted on an ongoing basis, this posting will remain open until the position is filled. Thus, interested candidates are encouraged to apply the same day they view this posting.

USAA is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.