Citi Commercial Bank - Field Exam Manager, Asset Based Lending

We’re looking for Field Exam Manager – Asset Based Lending to join our world-class team

Be a part of the work we do to enable progress around the globe

For the past 200 years at Citi, we have a drive to help clients move from ambition to achievement. Our company has been one of the foundational components of today’s modern financial infrastructure—this gives us a level of unmatched expertise in tackling the world’s most complex challenges and connecting across capabilities to enable lasting progress for our clients.

We attract and nurture local talent from all over the world, ensuring our people are both deeply attuned to regional needs but also bring a global mindset to help clients, communities and nations move forward. Our culture is fueled by men and women with the passion to push beyond borders and boundaries, and the wisdom and courage to do what’s right.

Citi’s Commercial Bank embodies our unique purpose as the global bank of choice for trade-oriented, mid-sized companies who see us as trusted thought partners that bring simplicity in an increasingly complex world, client-centric solutions for long-term growth and pave the way for them to reach across borders and achieve their global vision.

Did you know…

That Citi helped devise a plan and funded The Public Lighting Authority of Detroit to re-illuminate the city? See what else we’ve achieved to enable progress for our clients: citi.com/history.

Successful candidate should demonstrate the following behaviors

Develops our People: Builds talent and teams for Citi by creating a culture of meritocracy and transparency, and celebrating excellence, initiative and courage

Drives Value for Clients: Enables economic value and positive social impact for clients, companies, governments, and communities

Works as a Partner: Works collaboratively across the firm and encourages others to achieve the best results for Citi and our clients

Champions Progress: Champions a culture of high standards, pushes for progress, embraces change and challenges the status quo in support of Citi’s vision and global strategy

Lives our Values: Ensures systematically responsible outcomes while driving performance and balancing short and long term risks

Delivers Results: Sets high standards and achieves performance objectives by creating a clear path toward ethical and sustainable results

The Field Exam Manager - Asset Based Lending (“ABL”) will oversee all third-party field examination and appraisal activities across the Commercial Bank’s middle-market and mid-corporate ABL portfolio. Based in New York, this role is ideal for a seasoned examiner or audit professional who will:

• Thrive in a strategic oversight capacity and understands how to translate field-level insights into actionable credit decisions
• Oversee the scheduling, execution, and timely delivery of initial and recurring field examinations and appraisals conducted by external teams. Ensure engagements align with credit policy, regulatory requirements, and risk profiles.
• Collaborate with ABL Credit Officers to define appropriate scopes of work for field examinations and appraisals based on borrower complexity, industry risks, and collateral types.
• Critically review and analyze field examination and appraisal reports; identify key findings; assess collateral eligibility and valuations; verify borrowing base components; and pinpoint potential risks or operational deficiencies within the borrower's control environment.
• Serve as a central point of contact for external field examination and appraisal firms, ABL Transactors, ABL Credit Officers, and borrowers regarding field exam and appraisal matters
• Translate field examination and appraisal findings into actionable adjustments to borrowing bases, eligibility criteria, and advance rates. Communicate these impacts clearly to relevant internal stakeholders and borrowers and  recommend and monitor corrective actions with borrowers and internal teams to mitigate identified risks.
• Perform in-depth reviews of loan agreements to ensure collateral terms, eligibility definitions, reporting requirements, and covenants align with the bank's risk appetite and the findings from field examinations.
• Serve as the subject matter expert and primary author of the collateral section of approval memos, providing a clear, concise, and expert summary of the collateral position, eligibility analysis, and associated risks for senior management and credit committees.

Qualifications:

• 8-10+ years in ABL field examination; with some bank experience preferred
• Credit underwriting experience a plus
• Experience managing external vendors and interpreting complex exam findings
• Strong understanding of GAAP accounting principles as they relate to collateral reporting. CPA or CFE preferred

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Job Family Group:

Commercial and Business Sales

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Job Family:

Commercial Product Sales

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Time Type:

Full time

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Primary Location:

New York New York United States

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Primary Location Full Time Salary Range:

$176,720.00 - $265,080.00

In addition to salary, Citi’s offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire.

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Most Relevant Skills

Please see the requirements listed above.

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Other Relevant Skills

For complementary skills, please see above and/or contact the recruiter.

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Anticipated Posting Close Date:

Jan 10, 2026

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Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.

 

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