Chief Compliance Officer, Money

About the team + role:

The Chief Compliance Officer of Robinhood Money will manage and grow a scalable compliance program that supports our expanding suite of banking and credit card products. You will lead the development and execution of compliance strategies across our deposit, credit card, and related money services, while ensuring adherence to regulatory requirements at the state and federal level.

In this role, you’ll serve as a key partner to product, engineering, legal, and operations teams, and act as a primary point of contact with regulators. You will be responsible for designing and implementing policies, controls, and processes to ensure our compliance program is effective, forward-looking, and technology-enabled. You’ll also oversee AML and risk assessments, and support Robinhood Money’s operational scale through continuous compliance improvements.

What you’ll do:

• Build, lead, and scale a compliance program that supports our banking and credit card businesses, including oversight of money transmitter compliance, AML and sanctions, consumer protection, and regulatory reporting
• Oversee state regulatory audits and license renewals, particularly for financial products including credit cards and deposit accounts
• Serve as a strategic partner to product and engineering teams to support the design, launch, and growth of new financial products while embedding compliance-by-design principles
• Lead the development and execution of a comprehensive AML program, including Know Your Customer, transaction monitoring, and SAR filing, with a focus on banking and credit card use cases
• Advise executive leadership and cross-functional stakeholders on regulatory requirements and emerging compliance trends
• Own and continuously improve compliance policies and procedures to align with internal standards and external regulatory expectations
• Foster a strong culture of compliance throughout the organization by providing training, guidance, and oversight
• Manage relationships with state and federal regulators, respond to inquiries, and lead Robinhood Money’s exam readiness efforts
• Partner with enterprise compliance leaders and Robinhood’s other CCOs (Markets, Financial, Clearing, Crypto) to ensure alignment across all entities
• Evaluate third-party vendors and partners for compliance capabilities and risk mitigation support

What you bring:

• 10+ years of experience building and leading compliance functions in financial services, with deep expertise in banking, credit, or payments
• Direct experience working with state and federal regulators, and managing regulatory exams
• Familiarity with regulatory frameworks such as NYDFS Part 500 and 504, BSA/AML, UDAAP, and money transmission laws
• Ability to develop scalable compliance strategies for consumer financial products in a high-growth, tech-forward environment
• Comfortable operating in ambiguity and applying sound judgment to complex regulatory and product issues
• Trustworthy, self-motivated, and a team player who thrives in a fast-paced and entrepreneurial culture
• Passion for Robinhood’s mission to democratize access to America’s financial system

Leadership expectations:

Our ambitious roadmap requires a great culture shaped by exceptional leaders. Here’s what we expect from them:

• Drive high performance by setting clear, focused goals, giving real-time feedback, stretching top talent, and scaling impact through focus, innovation, and tech.
• Hire and retain top talent by setting a high bar, hiring only those who raise it, investing in onboarding, and addressing talent issues quickly and fairly.
• Create community by connecting work to purpose, removing friction while prioritizing safety, building trust and inclusion, and leading from the front with integrity.

What we offer:

• Challenging, high-impact work to grow your career.
• Performance-driven compensation with multipliers for outsized impact, bonus programs, equity ownership, and 401(k) matching.
• Best-in-class benefits to fuel your work, including 100% paid health insurance for employees with 90% coverage for dependents.
• Lifestyle wallet — a highly flexible benefits spending account for wellness, learning, and more.
• Employer-paid life & disability insurance, fertility benefits, and mental health benefits.
• Time off to recharge including company holidays, paid time off, sick time, parental leave, and more!
• Exceptional office experience with catered meals, events, and comfortable workspaces.