AVP, Credit Officer JCIB

Credit Office is a 2nd Line of Defense function with the goal to develop a deep understanding of the credit risks in MBE’s portfolio, to exercise delegated credit approval authority and make recommendations to senior management on transactions, developments or trends that may impact the portfolio. The Credit Office team adds value to support the delivery of profitable growth within MBE’s risk appetite, to continuously and actively monitoring the portfolio in line with internal policies and applicable regulatory guidelines, and to contribute to an effective control environment.   

The role includes the following: 

• Objectively assess Corporate Finance credit proposals with focus on Japanese Corporate Banking, identifying risk issues to reach a reasoned conclusion leading to recommendations for Senior Management approval 

• Keep up to date on relevant markets and sectors, and monitor the portfolio to anticipate problems. Take necessary early pro-active steps to minimize potential losses 

• Establish and maintain close communication with the Business Line and other stakeholders  

• Liaise with the relevant MUFG credit divisions in order to complete summary analysis, to support transaction assessment and ongoing risk monitoring 

• Participate in the MBE Credit Risk Committee 

• Active contribution in discussions with the business relating to any relevant developments and potential client needs on a more strategic level relating to relevant products 

• Active participation in discussion forums and on project teams, providing input from a credit perspective, as necessary. 

This all on the condition that the role and responsibilities operate within MBE, EMEA and HO policies & procedures and (delegated) approval authorities. 

Consultation and others 

Participating in internal consultation platforms (either on an ad hoc or permanent basis), in particular 

• JCIB Credit Portfolio meetings 

• JCIB Early Warning meetings with Front Office 

• MBE Credit Risk Committee 

In order to be successful in the role, you will need the following: 

• Bachelor or Master degree preferably in finance or economics; 

• Minimal 2 years of work experience in the financial services industry and sound understanding of regulatory requirements related to the credit sanctioning and monitoring process; 

• Results driven, with a strong sense of accountability; 

• Strong numerical skills and attention to detail and accuracy; 

• Strong networking and influencing skills; 

• Verbal and written communication skills in English is essential; 

• Verbal and written communication skills in Japanese is preferred; 

• High level of personal independence  

Personal requirements:  

Integrity and Responsibility 

• Balance Risk with Opportunity 

• Customer Focus 

• Demonstrate Global Perspective 

Professionalism and Teamwork 

• Drive For Results 

• Collaborate and Build Partnerships 

• Communicate Effectively and Professionally 

Challenge Ourselves To Grow 

• Influence and Inspire Others 

• Lead Change & Seek Continuous Improvement 

• Think Strategically 

• Manage and Develop Talent 

What do we have to offer: 

We offer you a role in one of the largest banks of the world in a growing and international environment.  You have various opportunities to develop yourself and we will support you with that by offering various training and development possibilities.  

• We take into account your home situation and your ambitions and help you to balance work and private life.  

• Monthly team events.  

• To work in an ambitious, international environment with colleagues from different countries and cultures who strive for the best.  

Besides that we will offer you: 

• Gross salary based on experience and consistent with the market   

• 8% holiday allowance and 13th month payment.  

• 30 vacation days per year. Optional you can buy 15 additional days.  

• Commuting allowance based on annual public transport 2nd class, most economical way, or € 0,23 per km with a max of 75 km one way.   

• € 5,00 net remote working compensation per day, with a maximum of € 60,00 per month.  

• Possibility to order a mobile phone (up to € 800,-)  

• Possibility to order Office Equipment’s for the home office, (up to € 500,-)  

• Remote Working Policy i.e. Working From Home (WFH) and Remote Working in another Country.  

• Bicycle plan (fiscal benefit)  

• Company fitness (fiscal benefit)  

• Mental health workshops and budget for external courses (i.e. Dutch language classes).  

• Employee contribution towards Pension insurance (max 5%, currently 2%), our pension scheme is based on a defined contribution scheme.  

• Training & development possibilities paid by the bank  

Additional information:  

Acquisition in response to this vacancy is not appreciated.  

The role is based in the Netherlands. All candidates need to be willing to relocate to the Netherlands. Internal employees will be supported in case of relocation.