Bellwether Enterprise

Associate Underwriter

OH - Cleveland Full time

Summary:
Assist the Underwriting Team with credit, market, and underwriting analysis of multi-family loans.


Major Responsibilities:

  • Input property level profit and loss statements and project rent rolls for reconciliation and analysis.
  • Learn Agency program rules and industry standards to develop underwritten pro-forma projections for net cash flow for multi-family assets.
  • Order and critically analyze third party appraisals, property conduction reports, and phase I environmental and seismic for Agency program compliance.
  • Complete market analysis to determine trends in income, demographics, rents and occupancy levels.
  • Develop understanding of Fannie Mae and Freddie Mac multi-family standards and processes.
  • Assist Underwriter with preparation of loan committee narrative submissions and Freddie Mac submissions.
  • Assist Underwriting Team in the preparation of all deliverables in connection with loan closings.
  • Complete project site inspections to assess quality, condition, and position within a competitive set for proposed collateral.
  • Additional ad hoc financial analysis as required.
  • Interface with Underwriting staff, Production staff, and external parties in a professional manner.
  • Other duties or special assignments as assigned.

Minimum Requirements:
(experience, education, ksa)

  • Minimum 1-2 years of experience in finance or real estate preferred.
  • Prior experience in a professional work environment is a plus.
  • Bachelor’s degree in business or finance is required.
  • Strong proficiency with of Microsoft Office suite (Word and Excel).
  • Ability to operate effectively in a team environment and collaborate well with multiple parties.
  • Ability to problem solve, exercise a high degree of accuracy and complete multiple tasks on schedule.
  • Excellent written and verbal communication skills.

We encourage you to explore the career opportunities we have available here at BWE!