Associate - Global Credit CTM (London)

What is the opportunity?

Responsibilities include working with Corporate Banking, RBC Sales & Trading (as appropriate) and other groups to facilitate and enhance the credit process through efficient and value-add support to partners, including onboarding activities, and execution of new transactions, amendments, and extensions; manage a full range of credit, trading and transactional products; compliant funding; excess management; annual reviews, regularizations, maintaining data integrity/the bank’s credit portfolio system, onboarding activities and compliant funding. Provide prompt attention to client requests from other RBC units. Resolve credit issues with various banking units and Group Risk Management as required and provide advice as warranted.

What will you do?

• Manage and provide “Middle Office” support of the corporate credit portfolio.
• Responsible for data integrity of accounts in the assigned portfolio, ensure bank systems correctly reflect relevant information.
• Work closely and maintain positive relationships with Corporate Banking, Global Markets, Credit Analysis & Assessment, Loan Portfolio Management, and with other areas of the bank, notably Group Risk Management, Global Loans Administration, Global Treasury, Global Services, the Global Banking Business Centre back-office support group, and Agency Services.
• Ensure timely preparation of transaction requests - likely to include, but not limited to, new credits, restructurings, renewals, waivers, loan documentation review, establishing lines for trading, lending, and cash management, indicative risk ratings.
• Use bank policies/guidelines and judgement to manage daily excesses, over-limit payments in accordance with Delegated Authorities and, managing ongoing credit relationships within RBC providing fair, specific and balanced advice.
• Keep up on policy changes/updates and participate in team deliverables with respect to regulatory/audit priorities.
• Demonstrate a client service mindset while negotiating documentation, booking new credit lines, implementing rigorous reporting requirements, credit surveillance and operationally managing lending portfolio to enable Banking and Trading businesses to drive revenue.
• Completion of ad-hoc projects efficiently and effectively in order to support the team meeting planned and unplanned demands.

What do you need to succeed?

Must-have

• Academic background with BA Honors, other professional designation or relevant work experience.
• Strong financial risk analysis and/or accounting skills
• Ability to prioritize work and manage competing demands.
• Excellent written and spoken communications abilities
• Ability to work in an interactive team environment
• Strong general PC skills and demonstrated capability to learn key internal systems (CCMS, Newton, TMS, CID, DMS, TDS, Fenergo)
• Ability to strike a balance in putting “Client First” while ensuring that internal standards are maintained and deliverables are provided

Nice-to-have

• Work experience in a credit risk role/function
• Understanding of LMA style credit documentation
• CFA accreditation
• Familiarity with the RBC Capital Markets credit process and loan agreements

What is in it for you?

We thrive on the challenge to be our best - progressive thinking to keep growing and working together to deliver trusted advice to help our clients thrive and communities prosper.  We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual.

• A comprehensive Total Rewards Program including bonuses, flexible benefits and competitive compensation
• Leaders who support your development through coaching and managing opportunities
• Opportunities to work with the best in the field
• Ability to make a difference and lasting impact
• Work in a dynamic, collaborative, progressive, and high-performing team
• A world-class training program in financial services
• Flexible working options fully supported.

Job Skills

Adaptability, Credit Analysis, Credit Documentation, Credit Risks, Critical Thinking, Customer Service, Detail-Oriented, Financial Engineering, Financial Statement Analysis, Investments Analysis, Personal Development, Personal Initiative, Teamwork

Additional Job Details

100 BISHOPSGATE:LONDONLondonUnited Kingdom35Full timeCAPITAL MARKETSRegularSalaried2025-12-052025-12-19

Note: Applications will be accepted until 11:59 PM on the day prior to the application deadline date above

Inclusion and Equal Opportunity Employment

At RBC, we believe an inclusive workplace that has diverse perspectives is core to our continued growth as one of the largest and most successful banks in the world. Maintaining a workplace where our employees feel supported to perform at their best, effectively collaborate, drive innovation, and grow professionally helps to bring our Purpose to life and create value for our clients and communities. RBC strives to deliver this through policies and programs intended to foster a workplace based on respect, belonging and opportunity for all.