End Date
Tuesday 19 May 2026Salary Range
£0 - £0We support flexible working – click here for more information on flexible working options
Flexible Working Options
Hybrid Working, Job ShareJob Description Summary
.Job Description
JOB TITLE: Associate Director, Financial Resource Management
LOCATION: London
HOURS: Full-time
WORKING PATTERN: Our work style is hybrid, with at least two days per week (or 40% of time) based at one of our office locations. We support colleagues with disabilities through reasonable workplace adjustments, including flexibility in how hybrid working is applied, in line with our Flexibility Works policy.
About The Role
We support the financial needs of large and complex clients (typically £100m+ turnover) with a strong connection to the UK, operating from the UK, USA and Europe. Our strategy to Help Britain Prosper is purpose‑led and focused on disciplined growth, underpinned by our expertise in transaction banking, debt financing and risk management.
We continue to invest in priority sectors including Infrastructure, Housing, Manufacturing, Higher Education, Sponsors and Banks, while enhancing digital servicing, expanding capital markets and trade capabilities, and developing innovative propositions across ESG Advisory and regional development.
The Financial Resource Management (FRM) team sits within Balance Sheet Management, part of Corporate & Institutional Banking’s (CIB) Client Solutions Group. The team’s purpose is to optimise the use of capital, liquidity and balance sheet resources by bringing together advanced analytics, integrated reporting and effective tooling within a single financial resource management framework.
As Associate Director, you’ll play a key role in supporting CIB’s growth ambitions by ensuring the efficient allocation of financial resources across the portfolio. The role spans resource modelling and ideation, performance insight and decision support for senior governance forums, including ALCO and Executive Committee discussions, alongside a range of strategic and ad‑hoc priorities focused on improving resource efficiency and returns.
What You’ll Need
We’re looking for an experienced professional who can combine deep capital expertise with strong commercial judgement in a complex banking environment.
Significant experience (typically 5+ years) working with regulatory capital or financial resource management within a bank or comparable financial services environment
Proven success in analysing capital, balance sheet or resource usage to inform profitability, returns and portfolio‑level decisions
Strong practical understanding of the UK regulatory landscape and how this influences business and balance sheet choices, ideally within wholesale and/or commercial banking
Solid knowledge of CIB products and how different balance‑sheet‑intensive activities interact across the bank at portfolio level
A delivery‑focused approach, able to produce accurate, insightful and engaging outputs for executive and senior governance forums
Clear and confident communication skills, with the ability to influence across functions and challenge constructively when required
Additional Experience That Would Be Beneficial
Working knowledge of accounting concepts as they relate to capital, balance sheet and performance measurements
Broader understanding of the UK regulatory framework, including stress testing and resolution
Experience using technology, automation or robotics to simplify processes or enhance insight
Capability in SQL, Python and/or Microsoft Power Platform tools
We know great talent comes from many backgrounds. While this advert references years of experience for optimisation purposes, we value transferable skills and varied career paths and encourage applicants with relevant experience to apply.
This Is A Place For You
Our ambition is to be the leading UK business for diversity, equity and inclusion supporting our customers, colleagues and communities and we’re committed to creating an environment in which everyone can thrive, learn and develop. We were one of the first major organisations to set goals on diversity in senior roles, create a menopause health package, and a dedicated Working with Cancer Initiative.
We offer reasonable workplace adjustments for colleagues with disabilities, including flexibility in office attendance, location and working patterns. And, as a Disability Confident Leader, we guarantee interviews for a fair and proportionate number of applicants who meet the minimum criteria for the role with a disability, long-term health or neurodivergent condition through the Disability Confident Scheme. We provide reasonable adjustments throughout the recruitment process to reduce or remove barriers. Just let us know what you need.
We also offer a wide-ranging benefits package, which includes:
A generous pension contribution of up to 15%
An annual performance-related bonus
Share schemes including free shares
Benefits you can adapt to your lifestyle, such as discounted shopping
30 days’ holiday, with bank holidays on top
A range of wellbeing initiatives and generous parental leave policies
Ready to start growing with purpose? Apply today!
At Lloyds Banking Group, we're driven by a clear purpose; to help Britain prosper. Across the Group, our colleagues are focused on making a difference to customers, businesses and communities. With us you'll have a key role to play in shaping the financial services of the future, whilst the scale and reach of our Group means you'll have many opportunities to learn, grow and develop.
We keep your data safe. So, we'll only ever ask you to provide confidential or sensitive information once you have formally been invited along to an interview or accepted a verbal offer to join us which is when we run our background checks. We'll always explain what we need and why, with any request coming from a trusted Lloyds Banking Group person.
We're focused on creating a values-led culture and are committed to building a workforce which reflects the diversity of the customers and communities we serve. Together we’re building a truly inclusive workplace where all of our colleagues have the opportunity to make a real difference.