Associate Director, Credit Structures

What is the opportunity?                                                                                        

The Associate Director, Credit Structures, is a specialized role within RBC Private Banking. You will deliver on the RBC promise of superior client service through efficient and dedicated support to the Directors, Credit Structures, in information gathering, credit structuring, deal negotiation, risk approval, and loan closing, to complete structured credit transactions for some of our largest and most complex transactions and clients.

What you will do?

• Conduct annual credit reviews of complex borrowing relationships within the Private Banking wholesale portfolio
• Partner with Private Bankers and credit team members to gather information for annual reviews and new credit transactions
• Perform comprehensive financial analysis of borrowers and guarantors on large, complex transactions
• Structure credit solutions for personal holding companies, professional corporations, and trusts
• Conduct securities and portfolio analysis
• Coach and mentor junior credit team members
• Identify process improvements and contribute to special projects

What do you need to succeed?                                                                                        

Must-have

• University degree in related field (Commerce, Finance, etc.)

• Excellent communication skills and client-focused mindset

• Strong lending experience including the ability to formulate creative lending solutions, build effective loan structures, and complete detailed analyses of complex financial statements

• Advance Excel and Financial Modeling skills

• Ability to manage strict deadlines in a demanding, fast-paced environment

Nice-to-have

• Experience in Commercial and/or Capital Markets, including lending and account management or risk management

• Experience with Synergy, CCR and Newton systems

What’s in it for you?

We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual.

• A comprehensive Total Rewards Program including bonuses and flexible benefits, competitive compensation, commissions, and stock where applicable

• Leaders who support your development through coaching and managing opportunities

• Work in a dynamic, collaborative, progressive, and high-performing team

• Flexible work/life balance options

• Opportunities to do challenging work

• Opportunities to take on progressively greater accountabilities 

Job Skills

Communication, Credit Analysis, Financial Reporting and Analysis, Microsoft Excel, Microsoft Word

Additional Job Details

VANCOUVER MAIN BRANCH (B), 1055 GEORGIA ST W:VANCOUVERVancouverCanada37.5Full timePERSONAL & COMMERCIAL BANKINGRegularSalaried2026-03-042026-03-19

Note: Applications will be accepted until 11:59 PM on the day prior to the application deadline date above

Inclusion and Equal Opportunity Employment

At RBC, we believe an inclusive workplace that has diverse perspectives is core to our continued growth as one of the largest and most successful banks in the world. Maintaining a workplace where our employees feel supported to perform at their best, effectively collaborate, drive innovation, and grow professionally helps to bring our Purpose to life and create value for our clients and communities. RBC strives to deliver this through policies and programs intended to foster a workplace based on respect, belonging and opportunity for all.

RBC is presently inviting candidates to apply for this existing vacancy. Applying to this posting allows you to express your interest in this current career opportunity at RBC. Qualified applicants may be contacted to review their resume in more detail.