Mandatory Reference Checking Scheme (“MRC”) for Hong Kong
The Mandatory Reference Checking Scheme is a framework to facilitate Authorized Institutions (“AIs”) to bilaterally obtain reference information during their recruitment process for certain positions, such that misconduct information in an individual’s previous employments can be provided to AIs to inform their employment decisions.
For information related to MRC Scheme, “Frequently Asked Questions for In Scope Individuals” is published by HKAB/Industry Guidelines (https://www.hkab.org.hk/en/home) or further information will be available upon request, if it is applicable to the position(s) applied.
Country of Location:
China MacaoJob Responsibilities:
• Support WBD in corporate banking business development to achieve business targets while maintaining credit quality.
• Assist Marketing RMs in exploring new business opportunities and develop new accounts
• Assist Marketing RMs in the marketing of corporate financial services in the areas of corporate, lending, structured transactions, syndication, trade and cash management, treasury, insurance and other financial products.
• Maintain good account relationship with existing and potential corporate banking clients.
• Perform credit risk analysis, prepare and recommend credit proposals for approval.
• Review credit proposals prepared by relationship managers/ relationship officers for credit approval.
• Review loan documentation and financial reports as required.
• Assist Team Head in leading and supervising a team of relationship officers to achieve targeted results.
• Comply with anti-money laundering / counter terrorist financing requirement and sanction risks controls in accordance with regulatory standards and CNCBI policies.
• Support WBD’s internal administrative works, including but not limited to new product approval, product reviews, etc.
Requirements:
1. Education Qualification:
• Degree holder in Business Administration or related disciplines.
2. Working Experiences:
• Minimum 5 years’ experience for AVP / 8 years’ for VP in credit, marketing and relationship management in commercial bank, preferably in corporate banking with the target market segment.
3. Professional Qualification / HKMA Enhanced Competency Framework Qualification / Professional Examination / License:
• N/A
4. Business Knowledge:
• Understand the operating features, transactional mechanism and pricing structure of
- Trade Product and Services
- Corporate & Institutional Lending
- Treasury Products
• Understand industry and market developments relating to corporate banking
• Understand the Bank’s policies, governance frameworks, procedures, practices, standards and applicable local and regional regulations to ensure quality, effective risk management and regulatory compliance.