US Bank

Asset Liability Management (ALM) Analyst

Loughlinstown, Ireland Full time

At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions, enabling the communities we support to grow and succeed in the right ways, all more confidently and more often—that’s what we call the courage to thrive.   We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive. Try new things, learn new skills and discover what you excel at—all from Day One.

 

As a wholly owned subsidiary of U.S. Bank, Elavon is committed to building the platforms and ecosystems that help over 1.5 million customers around the world to achieve their financial goals—no matter what they need. From transaction processing to customer service, to driving innovation and launching new products, we’re building a range of tailored payment solutions powered by the latest technology. As part of our team, you can explore what motivates and energizes your career goals: partnering with our customers, our communities, and each other.

 

We actively uphold transparent and fair hiring practices that support individual opportunity, inclusive culture, and career mobility across all levels of our organisation.

We offer meaningful opportunities for growth, a culture of inclusion, and a strong commitment to transparency and integrity in everything we do.

Job Description

The successful candidate will be an integral part of a Treasury team responsible for all Treasury functions within the bank. This role will provide the right person the opportunity to work in a dynamic environment, with varied responsibilities and the opportunity to work with different business areas and across functions. The successful candidate will support the Treasury department in all aspects of treasury with a key focus on Asset and Liability Management.

Key accountabilities:

  • Manages FX exposures in a multicurrency balance sheet, minimising P&L impacts and maximising liquidity.

  • Oversight of Interest Rate Risk in the Banking Book monthly sensitivities.                                                                    

  • Responsible for oversight of net interest income and net interest margin; including the pricing of deposits in the bank.

  • Treasury input into the annual Internal Liquidity Adequacy Assessment Process (ILAAP).

  • Manages a portfolio of High-Quality Liquidity Assets (HQLA) securities including monitoring and reporting on portfolio composition and performance.

  • Provides financial analyses related to budgets, forecasting, allocation of expenses, ad hoc analysis for business case development and custom financial analyses.

  • Develops and maintains spreadsheets and statistical models for financial analysis.

  • Prepares a variety of management presentations.

  • Researches and resolves problems and errors in data from financial reporting systems.

  • May provide assistance in the development of financial applications.

  • May prepare interest rate pricing and forecasting information for use in asset and liability management. Financial and statistical data developed is used by management in policy setting and decision making.

Skills & experience required:

  • Bachelor's degree, or equivalent work experience

  • Typically two or more years of related experience

  • Working knowledge of financial analysis techniques and general accounting procedures

  • Well-developed mathematical and analytical skills

  • Basic knowledge in financial analysis, forecasting, and planning

  • Ability to identify and resolve exceptions and to analyze data

  • Strong technical skills related to data mining and visualization tools

Additional information:

  • The role offers a hybrid / flexible schedule, which means there's an in-office expectation of 3 or more days per week and the flexibility to work outside the office location for the other days.

 

This position is not eligible for visa sponsorship.

Accessibility

We are committed to providing an inclusive and accessible recruitment experience. If you need adjustments at any stage of the application or hiring process, please contact your recruiter for guidance and support.

Total Rewards

U.S. Bank is committed to fair, equitable, and transparent compensation practices in line with local regulatory and legal requirements. Our total rewards approach is designed to attract, retain, and support top talent while ensuring equal pay for work of equal value.

 

We offer a market-competitive compensation package that includes:

  • Clearly defined salary ranges aligned with industry benchmarks and internal equity standards.

  • Performance-based incentives for eligible employees (as defined by relevant plan rules), awarded through transparent, objective criteria that recognize both individual and company performance.

  • Inclusive equitable benefits that are accessible to all employees and focused around our 3 main pillars of financial wellbeing, health & wellness).

  • Continuous development opportunities including training, education support, and career progression pathways based on inclusive and transparent criteria.

  • Employee recognition programs that celebrate achievements and milestones for all.

 

We regularly review our compensation and benefits to ensure they remain competitive, inclusive, and responsive to employee needs and market trends. Further details of the compensation package will be provided upon application.

We encourage candidates to explore the full value of our offer, including monetary and non-monetary benefits, at Employee benefits and development | U.S. Bank | Elavon.

 

Closing Date

Posting may be closed earlier due to high volume of applicants.

 

We aim to provide timely updates throughout the process and encourage early applications to ensure consideration.