RB

Applications and Enforcement Examiner/Senior Examiner

Atlanta, GA Full time

Company

Federal Reserve Bank of Atlanta

As an employee of the Atlanta Fed, you will help support our mission of promoting the stability and efficiency of the U.S. economy and financial system. Your work will affect the economy of the Southeast, the United States, and the world. The work we do here is important, and how we do it is just as important as what we do. We live our values of integrity, excellence, and respect every day. We do the right thing, we do things right, and we treat people right. A career at the Federal Reserve Bank of Atlanta gives you the chance to do work that touches lives and helps communities prosper.

The Bank believes in flexibility to balance the demands of work and life while also recognizing the necessity of connecting and collaborating with our colleagues in person. Onsite work is an essential function of this position, and you are required to be onsite according to the schedule set by your management.

Position Summary:

This position is a multifunctional role working on application filings and enforcement cases.

Under general oversight, participates in the supervision of financial institutions (state member banks, financial holding companies, domestic and foreign-owned bank holding companies, foreign banking organizations, and non-bank subsidiaries) by evaluating bank applications and proposals consistent with Reserve Bank and Federal Reserve System policies and procedures, identifying and analyzing risk inherent in the applications, reviewing quarterly progress reports, evaluating request from entities operating under supervisory actions, and drafting supervisory enforcement actions and recommendations, when applicable. Responsibilities also include communicating significant issues to management, producing written products that meet standards for accuracy and completeness, and developing well-supported conclusions with thorough, organized documentation files.

Key Responsibilities:

  • Evaluates and reviews financial, managerial, competitive, and convenience and needs statutory factors for expansionary proposals.

  • Lead the evaluation, development, and review of enforcement actions and work with examination teams to ensure a comprehensive and consistent evaluation of legal and regulatory requirements.

  • Build and maintain strategic work relationships and networks with both internal and external stakeholders, such as other Reserve Banks, Board staff, and other agencies.

  • May perform examinations and inspections of financial institutions, ensures compliance with applicable laws and regulations, and produces a comprehensive report of findings.  

  • Demonstrates balanced, well-reasoned judgement in decision making and is able to effectively communicate with senior management and directors of supervised institutions under potentially adversarial circumstances.

  • Assess institutions’ overall condition, risk management systems, and compliance with applicable laws, regulations, statutes, and board policy.

  • Performs or assists in reviewing and editing work prepared by others for content, clarity and accuracy.

  • Provides guidance, training, and feedback to less experienced examiners. May serve as an instructor at formal schools and through on-the-job training.

  • May serve in Examiner in Charge (EIC) role (possibly with focus on specialty function), which involves planning, coordinating, and monitoring supervisory activities. May prepare or assist in preparing schedules.

  • Participates in a variety of continuing professional development programs. Maintains knowledge of current regulations and industry issues through communications and industry literature.

  • Develops and recommends appropriate supervisory actions to ensure sound practices. Prepares informative, well-supported supervisory products and work papers as well as coordinate and lead meetings with senior bank management to ensure strong communication of supervisory expectations.

Our total rewards program offers benefits that are the best fit for you at every stage of your career: 

  • Comprehensive healthcare options (Medical, Dental, and Vision) 
  • 401K match, and a fully funded pension plan 
  • Paid vacation and holidays; flexible work environment 
  • Generously subsidized public transportation 
  • Annual tuition reimbursement 
  • Professional development programs, training and conferences 
  •  And more… 

This is not necessarily an exhaustive list of all responsibilities, duties, performance standards or requirements, efforts, skills or working conditions associated with the job. While this is intended to be an accurate reflection of the current job, management reserves the right to revise the job or to require that other or different tasks be performed when circumstances change (e.g. emergencies, rush jobs, change in workload or technological developments). 

The Federal Reserve Bank of Atlanta is an equal opportunity employer.  

Full Time / Part Time

Full time

Regular / Temporary

Regular

Job Exempt (Yes / No)

Yes

Job Category

Supervision Family Group

Work Shift

First (United States of America)

The Federal Reserve Banks are committed to equal employment opportunity for employees and job applicants in compliance with applicable law and to an environment where employees are valued for their differences.

Always verify and apply to jobs on Federal Reserve System Careers (https://rb.wd5.myworkdayjobs.com/FRS) or through verified Federal Reserve Bank social media channels.

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