Analyst/Associate - Liquidity, Funding & Balance Sheet Optimization

05/08/2026

Address:

100 King Street West

Finance & Accounting

Management of liquidity and funding risk in BMO Capital Markets, including the monitoring and reporting of funding activity, collateral usage, liability diversification, intra-day collateral and payments activity. Ensure compliance with Bank policies, standards and guidelines as the first line-of-defense. In this capacity, work with the Lines of Business (LOBs), Corporate Treasury, and Enterprise Risk & Portfolio Management to ensure the safety and soundness of BMO Capital Markets through oversight and management of liquidity and funding risks. 

Assess impacts of liquidity and funding risk related to regulatory requirements, internal risk metrics, and business strategy, as well as, recommending actions to senior leadership of Capital Markets to optimize the balance sheet under various binding constraints. Participate as team member accountable to build new technology infrastructure to support monitoring, reporting and analysis of Capital Markets balance sheet. Implement and maintain Funds Transfer Pricing (FTP) for Global Markets trading business.

Key Accountabilities:

• Accountable for BMO Capital Market’s liquidity and funding risk management, monitoring and reporting processes as the first-line-of-defense;
• Monitor adherence to Corporate Policies, Corporate Standards, and Corporate Guidelines;
• Work closely with Lines of Business (LOBs) to ensure compliance with liquidity and funding limits and guidelines;
• Partner with LOBs on business initiatives to identify, assess and proactively manage potential liquidity and funding exposures and opportunities;
• Automate and streamline reporting processes, collaborate with Technology & Operations, to design, develop and implement analytic models that support effective oversight of liquidity risk within BMO Capital Markets;
• Produce timely and accurate management information related to liquidity and funding activity, collateral usage, liability diversification, liquidity coverage ratio, net cumulative cash flow and net liquidity position.
• Deliver meaningful ad hoc analysis on balance sheet impacts under various capital, liquidity, and funding scenarios;
• Participate in initiatives aimed at improving and optimizing Capital Markets performance under various binding balance sheet constraints;
• Develop liquidity and funding stress-testing scenarios to identify and mitigate potential risks;
• Build and maintain robust balance sheet and liquidity forecasting tools to support capital markets growth initiatives;
• Prepare reports for senior management and risk oversight committees on liquidity and funding risk; and
• Participate in internal governance forums, regulatory reviews, and cross‑functional initiatives as required.

Qualifications

Knowledge:

• CPA, CFA, FRM (or comparable);
• 2 – 5+ years of experience, with exposure to one or more of the following: liquidity and funding measurement and management, capital management, treasury markets, collateral management, business process improvement and financial reporting;
• Understanding of international financial markets and banking & broker/dealer regulatory environments;
• Working knowledge of trading and settlement systems, loan systems;
• In-depth knowledge of MS Office suite and familiarity with one or more of the following: SQL, VBA macros, Python, and Power BI;
• Experience and understanding of liquidity and funding principles, market and credit risk management practices, funds transfer pricing principles, financial  instruments, and Trading Products operations;
• Understanding of international best practices in capital, liquidity and funding management, and process improvement.

Skills:

• Ability to understand and analyze complex financial products and transactions (i.e. derivatives, secured financing transactions, structured products, and fixed income);
• Ability to assist in development of analytical models and decompose complex transactions;
• A desire to work in a high-pace environment;
• Excellent written and oral communication skills;
• Ability to handle multiple tasks with the and flexibility to re-prioritize and manage conflicting demands;
• Strong analytical and data management skills and/or familiarity with one or more of the following: SQL, VBA macros, python
• Relationship management / internal client focus;
• Strong process and change management skills; and
• Strong presentation skills.

Grade 5/6

$67,200.00 - $124,200.00

Salaried

The above represents BMO Financial Group’s pay range and type.

Salaries will vary based on factors such as location, skills, experience, education, and qualifications for the role, and may include a commission structure. Salaries for part-time roles will be pro-rated based on number of hours regularly worked. For commission roles, the salary listed above represents BMO Financial Group’s expected target for the first year in this position.

BMO Financial Group’s total compensation package will vary based on the pay type of the position and may include performance-based incentives, discretionary bonuses, as well as other perks and rewards. BMO also offers health insurance, tuition reimbursement, accident and life insurance, and retirement savings plans. To view more details of our benefits, please visit: https://jobs.bmo.com/global/en/Total-Rewards

About Us

At BMO we are driven by a shared Purpose: Boldly Grow the Good in business and life. It calls on us to create lasting, positive change for our customers, our communities and our people. By working together, innovating and pushing boundaries, we transform lives and businesses, and power economic growth around the world.

As a member of the BMO team you are valued, respected and heard, and you have more ways to grow and make an impact. We strive to help you make an impact from day one – for yourself and our customers. We’ll support you with the tools and resources you need to reach new milestones, as you help our customers reach theirs. From in-depth training and coaching, to manager support and network-building opportunities, we’ll help you gain valuable experience, and broaden your skillset.

To find out more visit us at https://jobs.bmo.com/ca/en.

BMO is committed to an inclusive, equitable and accessible workplace. By learning from each other’s differences, we gain strength through our people and our perspectives. Accommodations are available on request for candidates taking part in all aspects of the selection process. To request accommodation, please contact your recruiter.

Note to Recruiters: BMO does not accept unsolicited resumes from any source other than directly from a candidate. Any unsolicited resumes sent to BMO, directly or indirectly, will be considered BMO property. BMO will not pay a fee for any placement resulting from the receipt of an unsolicited resume. A recruiting agency must first have a valid, written and fully executed agency agreement contract for service to submit resumes.