Fairstone

Analyst, Cash Reconciliation

Toronto, Ontario Full time

Who we are:

Fairstone Bank and its family of brands are united in delivering innovative, accessible and reliable financial solutions that enable Canadians to reach their goals.

Over the years, our brand family has grown. In 2024, Home Trust Company, Home Bank and Oaken Financial became part of the Fairstone Bank family of brands, alongside Fairstone, EdenPark and Fig.

Together, we are the leading alternative lending bank in Canada. We have the collective experience and expertise to better serve our customers and foster our partners’ growth. With a diverse suite of products—residential and commercial mortgages, consumer deposits and GICs, credit cards, retail and automobile financing, personal loans and digital lending—we offer financial solutions tailored to all Canadians, including newcomers, small-business owners, smart investors and savvy consumers.

Backed by nearly a century of lending experience through its legacy companies, Fairstone Bank and its brand family are proud to be Canada’s leading alternative lending bank. ​

Join Fairstone as a Analyst, Cash Reconciliation and be part of our talented and growing team! 

About the role:

Responsible for all aspects of the cash reconciliation process including the Sub-Ledger to General Ledger (‘GL’) to Bank and the resolution of open items including producing balance sheet reconciliations and journal entries, as required.

  • Prepare the monthly reconciliation packages showing the GL Balance, Bank Balance and the Open Items. 

  • Work on the Cash Reconciliations (Sub-Ledger to General Ledger to Bank). 

  • Analyze the open items and their ageing with a view to resolving those. 

  • Review results of OneStream auto-match, the current reconciliations tool, and perform manual matching thereafter. 

  • Ensure that the auto matching is being performed at a high rate and suggest improvements to the auto match rules configured within the tool. 

  • Liaison cross-functionally with internal and external parties regarding the resolution of the open items. 

  • Prepare journal entries for review. 

  • Assist in documentation related to financial processes/procedures around the cash reconciliation.  

  • Perform daily activities like Positive Pay/Daily Pay Reject regarding the cheques which are fine to be paid by the bank after doing the required validations. 

  • Additional duties, as assigned. 

What we’re looking for:

  • College diploma in Accountancy (DEP) or Attestation of Collegial Studies (AEC) 

  • 1-2 years of demonstrated reconciliation experience 

  • Mandatory good working knowledge of accounting practices 

  • Familiarity with reconciliation tool (OneStream experience, considered an asset) 

  • Good knowledge of computer software such as MS Office (more specifically Excel) 

  • Ability to handle considerable volume under tight deadlines; 

  • Effective time management skills and ability to multi task. 

  • Analytical with a high degree of attention to details. 

  • Teamwork and tactfulness. 

  • Ability to develop positive relationships with peers.

What you’ll love about working here:

  • Award-Winning Culture: We’re proud to be recognized as a Great Place to Work Canada 2025 and one of Montreal’s Top Employers 2025 by Canada’s Top 100 Employers.
  • Work-Life Balance: Enjoy flexibility with our hybrid work model designed to support your lifestyle.
  • Time to Recharge: Generous vacation based on your role, statutory holidays, plus 6 wellness days to prioritize your well-being.
  • Compensation Package: Competitive base salary plus an annual incentive bonus tied to performance.
    • *remove bonus if not applicable
  • Comprehensive Benefits: Robust health and dental coverage through Manulife, as well as virtual healthcare through Dialogue.
  • Future-Ready Savings: Group Retirement Savings Plan with up to 7% employer match.
  • Exclusive Perks: Discounts from top retailers via WorkPerks, plus location-based perks like gym memberships and Toronto Bike Share.
  • On-Site Fitness: Gym access at our London and Montreal offices.
  • Continuous Growth: Education Assistance Program and Fairstone Academy for training and skill development.
  • Family Support: Parental leave top-up program to help you during life’s big moments.
  • Community Impact: One paid volunteer day to give back to causes that matter to you.
  • For more information on who we are as an employer click here.

What you can expect - pay & process:

  • Expected base hourly rate range is up to 24$, plus the opportunity to earn an annual incentive bonus tied to performance.
  • This posting is for an existing vacancy within our organization.
  • Artificial intelligence may be used in parts of the recruitment process.
  • All candidates considered for hire must successfully pass a criminal background check, credit check, and validation of their work experience to qualify for hire. 

If what you read excites you, we’d like to hear from you! Please submit your application and we’ll contact you if you become selected for first stages of the interview process.

Learn more: https://www.fairstone.ca/en/about/canadian-lender

Follow us on LinkedIn: https://www.linkedin.com/company/fairstone/mycompany/

If you have a preferred language for communication, please kindly inform us whether you prefer French or English on your application.

Fairstone is an equal opportunity employer. Accordingly, we will make reasonable accommodations to respond to the needs of people with disabilities. Individuals who view themselves as Aboriginals, members of visible minorities, and disabled are encouraged to apply in confidence.

Time Type:

Full time

Job Type:

Permanent