Senior Associate Underwriter - Existing Business

Who Are We?

Taking care of our customers, our communities and each other. That’s the Travelers Promise. By honoring this commitment, we have maintained our reputation as one of the best property casualty insurers in the industry for over 170 years. Join us to discover a culture that is rooted in innovation and thrives on collaboration. Imagine loving what you do and where you do it.

Underwriting

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Business Insurance helps companies in the UK and Ireland identify, prepare for and mitigate risks by offering a broad array of industry-specific, combined property and casualty insurance solutions to customers. This includes SME solutions traded directly, Commercial Accounts traded via brokers, and Corporate Solutions to FTSE 350 Risk Managed companies.

We are looking for a Senior Associate Underwriter to join our existing business team in Birmingham. You'll be part of the team responsible for business retention and growth, taking ownership of the complete renewal lifecycle—from initial quotes through successful binds—strategically managing existing business opportunities.

This role offers you the chance to develop relationships within our established broker network, where you'll help maintain and grow partnerships that deliver continued insurance solutions for our valued customer base. You'll build on your analytical skills by evaluating risks within your assigned renewal portfolio, making thoughtful decisions that balance customer needs with business objectives with support from experienced team members.

We're looking for an enthusiastic underwriting professional eager to grow their skills both within our organisation and across the industry, someone ready to build on their risk assessment techniques, negotiation skills, and grow their confidence in presenting our products to demonstrate ongoing value to clients. Your fresh perspective and dedication will contribute to Travelers' sustainable profitability and long-term success through strong client retention, making this an excellent opportunity for a motivated professional ready to build their career as a trusted insurance advisor while working with our existing customer base.

Travelers Europe currently offers flexibility to employees who wish to work on a hybrid basis in accordance with our Hybrid Work Arrangements Policy. This entails full time employees working three days a week in the office and two days at home (or pro rata for part-time employees). This policy may be changed at the Company’s discretion.

What Will You Do?

• With some support, manage the profitability, growth, and retention of an assigned portfolio comprised of routine to moderately complex accounts across most of our products.
• With some support, underwrite and negotiate moderate risks to minimise risk and maximise profitability, including Mid Term Adjustments (MTAs).
• With oversight, you will proactively manage your portfolio, ensuring key performance indicators are consistently achieved and you actively target new business and retention.
• Take corrective action in collaboration with your Manager / Team based on identified risk characteristics.
• Identify and capture opportunities to write additional lines of business using knowledge of products, risk characteristics and appetite.
• Proactively utilise various technology platforms to quote and bind risk efficiently.
• Cultivate and maintain relationships with internal partners within the business unit and across the enterprise to identify cross-selling opportunities.
• Foster and maintain relationships with brokers by phone, email or other communication channels to market and sell Travelers products to write and retain accounts consistent with our risk appetite. Must be able to travel to meetings.
• Execute submission, quotes and renewals with guidance from your manager and working in partnership with the sales team.
• Mentor less experienced underwriters.
• Perform other duties as assigned.

What Will Our Ideal Candidate Have?

• A Levels of similar qualification.
• Knowledge: Some knowledge of products, the regulatory environment, and the local insurance market.
• Analytical/Critical thinking: Critical thinking skills with the ability to underwrite, market products, identify financial challenges, and analyse available information to make decisions in alignment with our risk appetite.
• Communication/Influence: Communication skills with the ability to negotiate with agents and brokers.
• Inclusion: Ability to work with people from different backgrounds, experiences, cultures, races, etc. and views those differences as assets to be leveraged to accomplish business goals and objectives.
• Industry / Competitor Analysis: Review competitor press releases, and industry trade press for helpful insights.
• Project Management: Participate in projects that involves the implementation of non-complex, routine business and regulatory changes relating to the enhancement, maintenance or introduction of new products.

What is a Must Have?

• Related insurance experience.