Overview:

Responsible for organizing and controlling all aspects of M&T’s Credit Policy Manual to include but not limited to: drafting with limited supervision changes to Credit Policy that are clear, conscience and follow proper formatting. Member of a working group and approval committee(s) designed to shape and construct future credit policies of the bank. Conduct industry research and peer analysis and recommend changes in policy.

Primary Responsibilities:

• Work with the lines of business and the Credit division to draft, with limited supervision, changes to Credit Policy that are clear, conscience and easy to understand.
• Coordinate Credit Policy working groups and facilitate update/development of credit policies.
• Conduct Credit Policy research and apply industry best practices.
• Ensure Credit Policy maintenance (document updates and track and monitor change requests).
• Prepare communications of Credit Policy changes to stakeholders.
• Assist with the preparation of Credit Policy training materials and annual updates.
• Conduct statistical and documentary research and draft policy changes, correspondence and charts/spreadsheets
• Maintain general contact and act as a liaison with leadership with respect to working groups and committees.
• Mentor junior staff.
• Develop analytics to support recommendations and updates to Credit Policy.
• Support division initiatives to understand and mitigate impacts to credit administration resulting from current as well as enhanced policies. Work with business line leadership to ensure their awareness of risk-related issues and mitigation.
• Assist with the identification of credit policy controls and review of test scripts.
• Understand and adhere to the Company’s risk and regulatory standards, policies and controls in accordance with the Company’s Risk Appetite. Identify risk-related issues needing escalation to management.
• Promote an environment that supports belonging and reflects the M&T Bank brand.
• Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable.
• Complete other related duties as assigned.

Scope of Responsibilities:

The position requires substantial interaction with both internal and external contacts in order to obtain pertinent information.

The position acts as liaison between department and other business units on various projects.

The incumbent works independently under very limited supervision as well as a member or a project leader of a project team.

Serves as resource for junior employees.

Supervisory/ Managerial Responsibilities:

Mentoring, leadership of junior staff.

Education and Experience Required:

Bachelor’s degree (English/Business/Communications) and minimum of 3 years financial services experience including documenting policies and procedures,

OR in lieu of degree,

A combined minimum of 7 years higher education and/or work experience including 3 years financial services experience including documenting policies and procedures.

Previous experience writing documents that can be presented and understood to higher authorities.

Proficient in utilizing software applicable to documenting policies and procedures.

Ability to convey technical material in a concise and effective manner.

Ability to simplify complex processes/concepts to maximize audience understanding.

Education and Experience Preferred:

Experience with various bank systems.

Experience with the Commercial Bank process\procedures and controls.

Previous experience as a paralegal.

Highly skilled proficiency in the use of spreadsheet, database, graphing, presentation, and department specific software.

M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $71,985.72 - $119,976.20 Annual (USD). The successful candidate’s particular combination of knowledge, skills, and experience will inform their specific compensation.

Location

Buffalo, New York, United States of America