Compliance Officer, Investor Onboarding

The Team You’ll Work With

As an Investor Onboarding Associate at Carta, you’ll sit within Carta's European business unit. In this role you’ll be responsible for working directly with both customers and key internal stakeholders (compliance, delivery, and legal) to facilitate onboarding of new clients (General Partners, Investment Manager and Limited Partners in Funds and SPVs 

Carta AML/KYC onboarding systems

The Investor onboarding  team shall utilise the Carta proprietary onboarding dashboard system,  integrated screening/sanctions/AML application (Comply Advantage), data aggregator (BVD; Moodys) and ID verification (Onfido) tools to ensure that we are satisfying our regulatory obligations particularly for MiFID II / Well informed Investor eligibility classifications.

The Problems You’ll Solve

• Lead on due diligence review on new Fund GPs/LPs, Target/Portfolio, in line with the Fund and SPV Jurisdiction FCA/CIMA/BVI/CSSF Regulation N° 12-02 (of 14 December 2012 on the fight against money laundering and terrorist financing) and CSSF circular 19/732 (of 20 December 2019).
• Act as an escalation point for the 1LOD
• Oversee  the approval of low and medium risk clients.
• Serve as a technical product expert to respond to queries from clients, the business and other internal departments
• Responsible and overseeing a streamlined operational support for investor onboarding 
• Sophisticated and High Net Worth /  MiFID  Investor client categorisation
• Review AML/KYC / KYT documentation in line with (CSSF 17/650 as amended by Circular CSSF 20/744) and Carta risk scoring methodology. 
• Ensure complete data input into the dashboard for  FATCA and CRS  
• Oversee daily  screenings for customers, related parties, beneficial owners against sanctions, PEP exposure and adverse media.
• Oversee the review of daily alerts resulting from overnight screening;
•  Ensure that higher risk flags and clients  are escalated  to the second line of defense.
• Lead on  Periodic review of KYC records as to completeness, including verifying that due diligence is  performed; also that the files and risk assessments are current and up to date
• Prepare  EDD KYC documentation on complex and high risk clients and escalating to the second line of defense for approval i.e , including Politically Exposed Persons, and obtaining all necessary documentation to complete the client file
• Oversee daily /weekly tasks of the Manila BPO.
• Oversee engaging with all investors to disseminate/collect document and data enhancement requests and resolve open issues. 
• Responsible for 1LOD quality control on investor KYCs for low and medium risk.

About You

We are looking for an individual with financial services experience that is results-oriented, self-motivated, and has the ability to thrive in a fast-paced, high pressure environment. The ideal candidate must be able to work closely and professionally with all teams at Carta

• Minimum 5-7 years of experience in financial services 
• Experience in venture capital and institutional clients
• Strong communication and interpersonal skills, both written and verbal
• Collaborative nature with strong intellectual curiosity
• Ability to solve problems in high pressure, time-sensitive, and demanding situations
• Committed to the highest levels of integrity, ethics, and professionalism
• Strong attention to detail
• Experience with customer onboarding in line with JMLSG, document requests, and complex project planning and management
• Experience working on periodic review, screening for adverse media PEP and sanctions.
• Experienced on FCA handbook
• Experienced on CSSF regulatory requirement AML Law 12 November 2004, CSSF Circular 18/698, CSSF Circular 21/782, the 5th AML Directive, The 6th AML Directive, and in the respect of the prescribed provision of the CSSF Regulation N° 12-02 and CSSF Circular 19/732