About Us

We saw a problem within the life insurance industry: getting covered took too long, involved too much paperwork, and required too many in-person meetings with sales agents. Having lost his father at a young age, our CEO, Jamie, was determined to make it easier for people to get the coverage they needed to provide for their families. So, we got to work. We developed a method of real-time underwriting leveraging AI and, in doing so, reduced the months-long process of applying for life insurance to minutes. Our digital experience is quick (instant decisions!), loved by users (check out our Trustpilot or Google reviews) and prolific ($74 billion+ in coverage provided).

About the Role

Ladder is hiring a talented Senior Accountant, Accounts Payable and Receivable, to join our exceptional Finance team. This role reports to the  Treasury Accounts Payable/Payroll Manager and works closely with additional Finance team members and company stakeholders. You are responsible for processing and reviewing vendor invoices and commission payments, reviewing travel and entertainment expenses, monitoring receivables and ensuring timely payment, helping with monthly close process, reconciliations, and a wide assortment of activities supporting our business. The ideal candidate is well-rounded, can interact with all levels of management and can operate effectively in a rapidly scaling, dynamic environment.  This is a remote role, based in one of the 20 States Ladder hires in - AZ, CA, CO, CT, FL, GA, KS, MA, MN, NC, NH, NJ, NV, NY, OH, OR, PA, TX, WA, WI

Responsibilities

• Process and reconcile daily agent commissions
• Process invoices in Ramp and other systems, verify accounts and cost center classifications, coordinate review and approval
• Review travel and entertainment reimbursement to ensure alignment with internal standards
• Reconcile credit card statements and other bank statements
• Assist in processing rescission and refund checks and process other payments
• Help prepare 1099’s and other tax reporting documents
• Assist in the preparation of monthly accruals, prepaid journal entries, and other monthly journal entries for cash and payroll
• Invoice, record, and monitor account receivables as well as perform collections as applicable
• Assist with account reconciliations to ensure the integrity of account balances
• Identify operational inefficiencies and areas for improvement
• Work with external consultants and accounting firms on financial, statutory, and tax audits
• Take part in various ad hoc projects and analyses and Finance projects and initiatives as required
• Ability to travel if needed

Requirements

• 3-5 years of accounts payable, accounts receivable, audit or related Finance experience 
• Advanced Excel skills and ability to work with large data sets
• Strong understanding of accounting processes and controls
• Proven ability to work both independently and collaboratively with the ability to effectively interact with and influence various functional groups
• Excellent verbal and written communication skills across levels
• Strong customer service skills and the ability to train others in the organization
• Accountable, problem solver delivering high-quality, timely output on assignments
• Comfortable in a dynamic and fast-moving organization
• Familiarity with ERP such as NetSuite, banking and payable systems preferred
• Bachelor’s degree in Accounting, Finance or relevant business experience within InsurTech/FinTech

What we offer

Whether you work in our beautiful office in Palo Alto or remotely, Ladder is highly collaborative and fun. To support you in your role, we offer fantastic perks and benefits that reflect our mission of care and support, including:

• Excellent medical, dental, and vision coverage | We offer competitive healthcare and dental plans for you and your family.
• Flexible paid time off | Take the time that you need to rest and recharge, including our week-long winter holiday closure. 
• Stock options | We offer competitive stock option packages to participate in the success of building Ladder.
• A rewarding 401k match program | We'll match up to 4% of your contributions as you save for your retirement goals.
• Commuter benefits | When you work from the office, you will receive pre-tax benefits for your commute and free parking.
• A stocked, beautiful new office | Located in downtown Palo Alto, our office was specifically designed to accommodate all working styles. We've invested in technology to support our hybrid team, plus we provide office snacks and catered lunches so that team members can work well and have fun together.
• Paid parental leave | We think it's crucial that new parents have time to adjust to their new lives without worrying about work, so we provide all parents inclusive of birthing, adoption, or fostering ten weeks of paid baby bonding.
• Work-from-home flexibility and support | We recognize that everyone's homelife is different and support remote and hybrid work. Upon joining, we provide a one-time $500 remote office stipend for all team members and then a monthly $150 stipend to cover WFH costs such as the internet.

Fun company-wide events | Whether we work locally or remotely, we genuinely enjoy spending time together. That’s why we plan fun virtual and in-person events to let loose and laugh.

The base pay range targeted for this position is $91,400 to $123,600 per year. Base pay is determined by market location and may vary depending on job-related knowledge, skills, and experience. This role is eligible for equity and benefits as shared above.

Ladder is building a diverse team of talented and enthusiastic people. We are an equal opportunity workplace. At Ladder, differences are celebrated and supported to benefit our people, products, and community. Let us know why you're interested in this position and what unique contributions you can make to the Ladder team. We look forward to hearing from you.