The Hartford

Capital Lead

London, UK Full time
INTL Senior Actuary - AA06WW

We’re determined to make a difference and are proud to be an insurance company that goes well beyond coverages and policies. Working here means having every opportunity to achieve your goals – and to help others accomplish theirs, too. Join our team as we help shape the future.

Overview

The Hartford’s International Risk team are strategic business partners who are responsible for delivering expert consultation via capital modelling and risk management analysis. Our team’s mission is to deliver objective, risk-based solutions with clear recommendations, embracing change to steer the organization in achieving its goals.

                       

This leadership position reports to the Chief Risk Officer and is within the Capital team. It has an important impact on the company’s success, working in close partnership with our leadership in Underwriting, Finance, Actuarial and broader Risk team, as well as other teams in The Hartford Insurance Group. This individual will be responsible for analysis that supports the organization in achieving its strategic objectives.

As well as having strong technical and analytical skills, this individual should be able to communicate effectively across technical and non-technical audiences and be able to influence business partners.

Job Responsibilities

This position covers diverse Risk activities, including capital management and developing our internal capital model to support regulatory submissions and business decisions. The candidate will collaborate with subject matter experts to ensure effective model use across strategic and operational areas. Additionally, the role includes leadership responsibilities within the Risk function and collaboration with senior leaders to provide analyses that drive decision-making. The candidate is expected to embody The Hartford’s Four Pillars of Leadership: inspiration, aspiration, impact, and authenticity.

Capital modelling

  • Maintain and develop capital modelling methodologies to inform strategic business decision making and support regulatory submissions.
  • Support colleagues in actuarial team in producing outputs such as technical provision calculations, risk analyses etc.
  • Collaborate with colleagues across actuarial, finance and underwriting teams, and contribute to training and awareness initiatives for senior stakeholders
  • Integrate the model with other key risk areas such as investment and exposure management, and ensuring that data inputs are robust, reliable and of high quality.
  • Strive to be a Centre of Excellence in the economic capital modelling space for the Hartford Group.  
  • Lead capital modelling projects with regulatory stakeholders and participate in governance procedures, senior leadership development, and accountability regarding capital modelling outcomes

Leadership

  • Inspire: Communicate a clear vision, coach others, and foster collaboration.
  • Aspire: Drive innovation, embrace learning, and empower teams to deliver change.
  • Impact: Achieve results, promote accountability, and lead cross-functional efforts.
  • Authenticity: Act with integrity, communicate openly, and build trust across the business.

General

  • Collaborate across functions—including Finance, Underwriting, Claims, Actuarial, Data & Analytics, and wider Risk teams—to support actuarial and business deliverables.
  • Monitor and improve data quality, contributing to the development of procedures and tools that enhance accuracy and insight.
  • Develop and refine analytical tools to improve the capital model, operational efficiency, and business understanding.
  • Drive process improvements while ensuring all work complies with governance, regulatory, and professional standards.
  • Communicate complex analytical findings clearly to business partners, supporting informed decision-making and operational enhancements.
  • Demonstrate flexibility in responding to evolving business needs and ad hoc requests from stakeholders.
  • While the primary focus is on core responsibilities, the role may also involve contributing to a range of other Risk activities as needed.

Experience & Skills

  • Fellow Qualification in IFoA (or equivalent experience). Minimum 8+ years of general insurance actuarial experience.
  • London (Lloyd’s) market experience is preferred but not required.
  • Knowledge of capital modelling techniques,  Solvency II and portfolio management. Experience in using Tyche or Igloo platforms would be useful.
  • Possess the ability to develop strong working relationships and the ability to interact with and influence our business partners.
  • Strong verbal/written communication skills: must be able to effectively communicate complex technical concepts in understandable terms to business partners.
  • Strong project management and teamwork skills; flexibility and willingness to adapt to changing priorities.
  • Demonstrate analytical skills and offer creative solutions to business questions.
  • Exhibit a process efficiency/continuous improvement mindset.
  • Strong Excel skills are assumed; candidates must demonstrate a proactive attitude toward learning new software tools and analytical techniques. Experience in data visualisation is required, with an ability to communicate insights clearly and effectively. Familiarity with AI-driven approaches to enhance analysis and automate workflows is increasingly valuable.

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