At Younited, we believe money allows people to purchase goods & services and realize their dreams, but today’s banking products are opaque & overly complex.
Here, we leverage innovation & cutting-edge technology to redefine lending and payment practices, to provide exceptional user experience
More than a million customers already had access to our instant, simple & transparent credit, and we are just getting started.
We both provide credit & payment solutions directly to consumers (Younited Credit / Younited Pay) & via partners (banks, fintech & insurers who wish to develop consumer loan activities and retailers, telcos, e-merchants who wish to offer their customers the simplest method to pay in several times). We also provide budget optimization solutions through “Younited Coach” to all consumers willing to receive personalized recommendations.
Our mission is to become your trusted financial partner. In this respect, our strategy aims at promoting more transparency and more inclusiveness to help you achieve financial wellbeing.
We are B Corp certified, our social and environmental impact being at the heart of our strategic concerns.
So join Younited, the leading instant credit provider for the e‐economy in Europe! Be part of an amazing adventure that is only at its beginning…
Some key figures about Younited group:
· Younited operates in 4 European countries and generates nearly 50% of its business outside France.
· Younited employs about 500 Younies in Paris, Rome, Barcelona and Lisbon.
Younited is already trusted by prestigious E-merchant and Digital Bank partners among which Iliad, Bouygues Telecom, Microsoft, Bpifrance, Apple, N26, Fortuneo, Smeg and Thermomix.
Our 5 corporate values drive our daily job:
· Make it simple: At every level of the customer experience, the organization. Be transparent.
· Act as an entrepreneur: Take ownership, work in teams. Dare to try, accept to fail.
· Innovate or die: Challenge the status quo, no matter how impossible it seems.
· Faster is better: Value speed over perfection. Be aligned on priorities.
· No limit: Shot for the moon, stay humble.
We empower passionate problem-solvers to collaborate, innovate and do their best work.
We’re building diverse and inclusive teams around the world — because that’s how we create even better experiences for our customers and our partners. And we need your help. So, join us to build tomorrow, today.
Context 📄
As an Analytics Engineer specializing in Risk & Reporting, you will play an important role in developing and maintaining the core data models supporting Younited's regulatory and contractual reporting obligations.
Following Younited’s recent IPO and continued growth, the demand for precise and scalable reporting has increased. Your mission will be to help steer our transition from ad-hoc processes to an industrialized, self-service reporting, with high standards of accuracy.
This position combines deep business knowledge, data skills, and the ability to push data literacy across the company.
You will collaborate closely with colleagues across the Product, Finance, Risk, Strategic Partnership, and Data Engineering teams to deliver robust and reliable data solutions.
Your responsibilities 🚀
Data Modeling & Governance
- Design and implement robust data models in BigQuery, ensuring alignment with reporting needs and usability as self-service reporting solutions
- Work proactively to incorporate evolving business processes, regulatory or contractual changes into data model structures
ETL/ELT Development
- Develop, maintain, and optimize ELT pipelines using tools such as DBT and Airflow
- Ensure pipelines are secure, reliable, and aligned with best practices (Git, CI/CD)
Ownership & Delivery
- Take full ownership of our reporting data products, from mapping existing needs to architecting the transition from legacy solutions to a scalable, self-service framework
- Help business users across the company by delivering effective training and documentation, helping adoption of our data tools
- Monitor and enhance data quality, proactively identifying and communicating any potential data issues to stakeholders
About you 👇
- 3+ years of experience in Analytics Engineering, Data Analysis, or a similar data-focused role
- Strong SQL skills and hands-on experience building and maintaining data pipelines
- Excellent analytical and communication abilities, turning complex data into clear insights
- Quick learner, able to adapt to the consumer credit sector (no prior banking experience required)